20 Junction Rd, Stearns, KY 42647 Property Records

McCreary County property record for 20 Junction Rd, Stearns, KY 42647

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 624 sqft
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on File
Tax Bill	$209 (2025)
Flood Zone	Zone X (minimal risk)
APN	`034-00-00-004.00`

Property Details

APN / Parcel Number

Primary APN	`034-00-00-004.00`
Alternative APN	`11044`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	624 sqft Living Area
Family Room	Family Room

Exterior

Exterior Material	Other
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater
Water Source	Commercial

Location & Zoning

Street Address	20 JUNCTION RD
City	STEARNS
State	KY
Zip	42647-7236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.5 AC & HSE
Jurisdiction	MCCREARY KY
Township / Civil Division	CO-OPERATIVE
Census Block Group	1
Census Block	1070
Census Tract	960200

Owner

Source: McCreary County records · APN 034-00-00-004.00

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	20 JUNCTION RD, STEARNS, KY 42647-7236
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Deed Document Number	0000001133
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: McCreary County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	McCreary County
Unified School District	McCreary County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$209.00 (-1.42%)	$26,000 (-)	$26,000 (-)
2023	$212.00	$26,000	$26,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 16, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 80% of Kentucky
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Highland Telephone Cooperative, Inc. (KY & TN) Fiber	1,000 / 1,000

Based on FCC filings for 12 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MCCREARY COUNTY WATER DISTRICT serves 34,439 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.