Hampden County and Chicopee City property record for 20 Julia Ave, Chicopee, MA 01020 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Ranch |
| Year Built | Built 1959 |
| Square Footage | 920 sqft Living Area |
| Lot Size | 7,125 sqft (0.164 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $2,944.00 (2025) |
Source: Hampden County and Chicopee City records · APN 305-00012
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 JULIA AVE, CHICOPEE, MA 01020-1036 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · Stand Alone Second Mortgage ROCKET MORTGAGE LLC |
| Oct 27, 2025 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Aug 19, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance ROCKET MORTGAGE |
| Jun 29, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance QUICKEN LOANS INC |
| Aug 24, 2019 | Deed of Trust, Mortgage QUAD CTY BK&TR |
| Jun 14, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Jul 29, 2026 |
| Property Address | 20 JULIA AVE, CHICOPEE, MA 01020-1036 |
| Document Number | 0000035549 |
| Book / Page | 26437 / 575 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202635549 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20 JULIA AVE, CHICOPEE, MA 01020-1036 |
| Document Number | 0000035549, |
|---|---|
| Date | Jul 29, 2026 |
| Book Page | 26437/575 |
| Instrument | 202635549 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2046 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 20 JULIA AVE, CHICOPEE, MA 01020-1036 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 026084-164 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 26084/164 |
| Instrument | 51138 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 205 Months |
| Due | Nov 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 20 JULIA AVE, CHICOPEE, MA 01020-1036 |
| Transaction Type | Mortgage |
| Record Updated | Sep 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 24070-160 |
|---|---|
| Date | Aug 19, 2021 |
| Book Page | 24070/160 |
| Instrument | 58340 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 20 JULIA AVE, CHICOPEE, MA 01020-1036 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23283-281 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 23283/281 |
| Instrument | 34022 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Jul 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 20 JULIA AVE, CHICOPEE, MA 01020-1036 |
| Document Number | 22827-290 |
| Instrument Date | Aug 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20 JULIA AVE CHICOPEE MA 010201036, CHICOPEE, MA 01020-1036 |
| Document Number | 22827-290 |
|---|---|
| Date | Aug 29, 2019 |
| Book Page | 022827/000290 |
| Instrument | 49154 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 28, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 20 JULIA AVE, CHICOPEE, MA 01020-1036 |
| Document Number | 21731-592 |
| Book / Page | 021731 / 000592 |
| Instrument Date | Jun 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2017 |
| Name | Verified Name |
|---|
| Document Number | 21731-592 |
|---|---|
| Date | Jun 22, 2017 |
| Book Page | 021731/000592 |
| Instrument | 34507 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2047 |
Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,944.00 (+5.37%) | $194,200 (+2.59%) Land $95,400 Building $98,800 | $251,750 |
| 2024 | $2,794.00 (+7.71%) | $189,300 (+10.57%) Land $93,500 Building $95,800 | |
| 2023 | $2,594.00 | $171,200 Land $85,000 Building $86,200 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 305-00012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 920 sqft Living Area |
| Gross Area | 1,872 sqft Gross Area |
| 1st Floor | 920 sqft 1st Floor |
| Basement Area | 920 sqft Basement |
| Unfinished Basement | 920 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,125 sqft (0.164 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 305-00012 |
|---|---|
| Street Address | 20 JULIA AVE |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-1036 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | CHICOPEE MA |
| Minor Civil Division | CHICOPEE |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 811000 |
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