20 Julia Ann Ln, Covington, GA 30016 Property Records

Newton County property record for 20 Julia Ann Ln, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,470 sqft · built 2015
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$252,540 (Sep 2016)
Tax Bill	$4,154 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0012G-00000-098-000`

Property Details

APN / Parcel Number

Primary APN	`0012G-00000-098-000`
Alternative APNs	`0012G 098` `5035`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	3,470 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	390 sqft

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5035
Street Address	20 JULIA ANN LN
City	COVINGTON
State	GA
Zip	30016-3813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 98 HINTON CHASE
Legal Subdivision	HINTON CHASE
Legal Lot Number	98
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	3
Census Block	3011
Census Tract	100504

Owner

20 Julia Ann Ln is owned and occupied by an individual who bought it in September 2016.

Source: Newton County records, as of June 8, 2026

Owner of Record	Individual Name on File
Mailing Address	20 JULIA ANN LN, COVINGTON, GA 30016-3813
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES
Jul 26, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 26, 2018	Loan Modification, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2016 · Amount on File
Deed Sale	Sep 30, 2016 · Amount on File
Prior Sale	Jun 17, 2013 · Amount on File
Deed Document Number	20163540
Deed Book / Page	3487 / 385
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	Apr 9, 2026
Property Address	20 JULIA ANN LN, COVINGTON, GA 30016-3813
Document Number	0048200000000274
Book / Page	4820 / 274
Instrument Date	Feb 13, 2026
Instrument	20264107
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 JULIA ANN LN, COVINGTON, GA 30016-3813

Mortgage

Document Number	0000004107,
Date	Apr 9, 2026
Book Page	4820/274
Instrument	20264107

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Feb 1, 2066

Interest

Rate	6.06%
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	20 JULIA ANN LN, COVINGTON, GA 30016-3813
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 JULIA ANN LN, COVINGTON, GA 30016-3813

Mortgage

Document Number	0045410000000430
Date	Aug 21, 2023
Book Page	0000004541/0000000430

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	20 JULIA ANN LN, COVINGTON, GA 30016-3813
Document Number	0037520440
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Oct 4, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 JULIA ANN LN COVINGTON GA 300163813, COVINGTON, GA 30016-3813

Mortgage

Document Number	0037520440
Date	Sep 25, 2018
Book Page	003752/000440
Instrument	11755

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2048

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEWTON GA
Property Address	20 JULIA ANN LN, COVINGTON, GA 30016-3813
Document Number	0037530532
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 JULIA ANN LN COVINGTON GA 300163813, COVINGTON, GA 30016-3813

Mortgage

Document Number	0037530532
Date	Sep 27, 2018
Book Page	003753/000543
Instrument	11895

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2048

Interest

Rate	4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 20 Julia Ann Ln was $4,154 with a homeowner's exemption.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,154.00 Homeowner's exemption	$169,080 Land $24,000 Building $145,080	$422,700 Land $60,000 Building $362,700
2023		$177,160 Land $11,200 Building $165,960	$442,900 Land $28,000 Building $414,900
2022	$4,171.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Julia Ann Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Julia Ann Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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