Hancock County and Mount Desert Town property record for 20 Joy Rd, Mount Desert, ME 04660
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2.5 ba · 1,104 sqft · built 1973 |
| Lot Size | 0.48 acres (20,890 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $5,528 (2025) |
| Deeds & Mortgages | Sep 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | M:025 L:002=001 |
| Primary APN | M:025 L:002=001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| Gross Area | 2,352 sqft |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 1,104 sqft |
| Unfinished Basement | 1,104 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Shed Roof |
| Roof Material | Asphalt |
| Lot Area | 20,890 sqft (0.48 acres) |
| Deck Area | Deck Area |
| Heating Fuel | Wood |
|---|
| Account Number | 1902 |
|---|---|
| Street Address | 20 JOY RD |
| City | MOUNT DESERT |
| State | ME |
| Zip | 04660 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | VR1 |
| Legal Lot Number | 2-1 |
| Jurisdiction | MOUNT DESERT ME |
| Township / Civil Division | MOUNT DESERT |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 966000 |
Source: Hancock County and Mount Desert Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 51, NORTHEAST HARBOR, ME 04662-0051 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 20, 2025 |
| Transfer Doc | 0074050682 |
| Record Updated | Sep 20, 2026 |
| Document Type | Other |
|---|---|
| Jurisdiction | MOUNT DESERT ME |
| Recording Date | Sep 15, 2025 |
| Property Address | 20 JOY RD, MOUNT DESERT, ME 04660 |
| Document Number | 0074050682 |
| Book / Page | 7405 / 682 |
| Instrument Date | May 20, 2025 |
| Instrument | 2025011864 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 51, NORTHEAST HARBOR, ME 04662-0051 |
Source: Hancock County and Mount Desert Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Hancock County |
| County Subdivision | Mount Desert Town |
| Elementary School District | Mount Desert (KG - 08) |
| Secondary School District | Mount Desert Community School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,528.00 (+2.09%) | $698,800 (+20.01%) Land $422,200 Building $276,600 |
| 2024 | $5,415.00 (+18.57%) | $582,300 (+11.19%) Land $351,800 Building $230,500 |
| 2023 | $4,567.00 (+8.45%) | $523,700 (-) Land $293,200 Building $230,500 |
| 2022 | $4,211.00 | $523,700 Land $293,200 Building $230,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 6 (1993–2024) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT DESERT WATER DIST NORTH serves 1,623 people · EPA ID ME0091140 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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