20 Joy Pl, Cohasset, MA 02025 Property Records

Norfolk County and Cohasset Town property record for 20 Joy Pl, Cohasset, MA 02025

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 4,908 sqft · built 1960
Lot Size0.754 acres (32,844 sqft)
Owner2 Individual Names on Record
Last Sale$815,000 (Nov 2018)
Tax Bill$20,406 (2025)
Deeds & MortgagesSep 2019 Mortgage
Dec 2020 Refinance
Flood ZoneZone X (minimal risk)
APNCOHA M:E4 B:19 L:028

Property Details

APN / Parcel Number

Primary APNCOHA M:E4 B:19 L:028
Alternative APN
  • M:00019 B:0000 L:028

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area4,908 sqft Living Area
Gross Area7,068 sqft
Basement Area3,074 sqft
Finished Basement1,537 sqft
Unfinished Basement1,537 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 2019
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialWood Shingle
Lot Area32,844 sqft (0.754 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address20 JOY PL
CityCOHASSET
StateMA
Zip02025-1401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal Block19
Legal Lot Number28
JurisdictionCOHASSET MA
Township / Civil DivisionCOHASSET
Census Block Group1
Census Block1020
Census Tract423102

Owner

Source: Norfolk County and Cohasset Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 JOY PL, COHASSET, MA 02025-1401
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2019Deed of Trust, Mortgage · Balloon Mortgage
COASTAL HERITAGE BANK
Dec 28, 2020Quit Claim Deed, Transfer · Stand-Alone Refinance
MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2018 · Amount on Record
Deed SaleNov 15, 2018 · Amount on Record
Prior SaleJan 13, 2015
Deed Book / Page36433 / 265
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOHASSET MA
Property Address20 JOY PL, COHASSET, MA 02025-1401
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37193-280
DateSep 27, 2019
Book Page37193/280
Instrument87783
Lender
NameCOASTAL HERITAGE BANK
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term301 Months
DueOct 1, 2044

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOHASSET MA
Recording DateDec 28, 2020
Property Address20 JOY PL, COHASSET, MA 02025-1401
Document Number38796-42
Book / Page38796 / 42
Instrument DateDec 20, 2020
Instrument147449
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20 JOY PL, COHASSET, MA 02025-1401

Mortgage

Document Number38796-44
DateDec 28, 2020
Book Page38796/44
Instrument147450
Lender
NameMORTGAGE NETWORK INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Norfolk County and Cohasset Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionCohasset Town
Unified School DistrictCohasset School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$20,406.00 (+0.74%)$1,762,200 (+5.88%) Land $680,100 Building $1,082,100$2,430,955 (+3.95%)
2024$20,256.00 (+12.38%)$1,664,400 (+8.96%) Land $566,800 Building $1,097,600$2,338,615
2023$18,025.00$1,527,500 Land $566,800 Building $960,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Nearby Flood Policies36 in force
Nearby Flood Claims3 (2018)
Most Recent ClaimJan 2018 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOHASSET WATER DEPT
serves 7,555 people · EPA ID MA4065000
Water SourceSurface water
Last State InspectionJul 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
currently in violation since Jul 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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