Bristol City property record for 20 Joseph St, Bristol, CT 06010
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,208 sqft · built 1960 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,900 (Apr 2019) |
| Tax Bill | $5,833 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Aug 2023 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BRIS M:03 L:106-0110779 |
| Primary APN | BRIS M:03 L:106-0110779 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,208 sqft Living Area |
| Gross Area | 3,298 sqft |
| 1st Floor Area | 1,208 sqft |
| Basement Area | 1,208 sqft |
| Unfinished Basement | 1,208 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 110779 |
|---|---|
| Street Address | 20 JOSEPH ST |
| City | BRISTOL |
| State | CT |
| Zip | 06010-7523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Lot Number | 106 |
| Jurisdiction | BRISTOL CT |
| Township / Civil Division | BRISTOL |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 405402 |
Source: Bristol City records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 JOSEPH ST, BRISTOL, CT 06010-7523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2025 | Deed of Trust, Mortgage · Line of Credit ACHIEVE FINANCIAL CU |
| Aug 18, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance ACHIEVE FINANCIAL CU |
| Apr 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 30, 2019 | Warranty Deed, Transfer · FHA Mortgage VILLAGE MORTGAGE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2019 · Amount on Record |
| Deed Sale | Apr 30, 2019 · Amount on Record |
| Prior Sale | Oct 1, 2008 · Amount on Record |
| Deed Book / Page | 2105 / 1074 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL CT |
| Property Address | 20 JOSEPH ST, BRISTOL, CT 06010-7523 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002333-309 |
|---|---|
| Date | Nov 24, 2025 |
| Book Page | 2333/309 |
| Name | ACHIEVE FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL CT |
| Property Address | 20 JOSEPH ST, BRISTOL, CT 06010-7523 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02262-1124 |
|---|---|
| Date | Aug 18, 2023 |
| Book Page | 2262/1124 |
| Name | ACHIEVE FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL CT |
| Property Address | 20 JOSEPH ST, BRISTOL, CT 06010-7523 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2175-660 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 2175/660 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | May 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRISTOL CT |
| Recording Date | Apr 30, 2019 |
| Property Address | 20 JOSEPH ST, BRISTOL, CT 06010-7523 |
| Document Number | 2105-1074 |
| Book / Page | 2105 / 1074 |
| Instrument Date | Apr 29, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 21051076 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 2105/1076 |
| Name | VILLAGE MORTGAGE COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bristol City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Bristol City |
| Unified School District | Bristol School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,833.00 | $172,830 (-) Land $31,780 Building $141,050 | $120,981 Land $22,246 Building $98,735 |
| 2024 | $5,833.00 (+11.21%) | ||
| 2023 | $5,245.00 (+13.26%) | $172,830 (+43.13%) Land $31,780 Building $141,050 | |
| 2022 | $4,631.00 | $120,750 Land $23,170 Building $97,580 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRISTOL WATER DEPARTMENT serves 52,079 people · EPA ID CT0170011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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