20 Jones Rd, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 20 Jones Rd, Forked River, NJ 08731

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,384 sqft · built 1975
Lot Size	0.393 acres (17,119 sqft)
Owner	Company Name on File
Last Sale	$535,000 (May 2023)
Tax Bill	$9,592 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-00315-0000-00022-01`

Property Details

APN / Parcel Number

Primary APN	`13-00315-0000-00022-01`
Alternative APNs	`13003150000000220001` `00027557`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,384 sqft Living Area
Gross Area	3,168 sqft
Basement Area	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	17,119 sqft (0.393 acres)
Lot Dimensions	214 ft deep x 80 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	00027557
Street Address	20 JONES RD
City	FORKED RIVER
State	NJ
Zip	08731-3613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Description	80 X 214
Legal Block	315
Legal Lot Number	22.1
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	1
Census Block	1005
Census Tract	732103

Owner

20 Jones Rd is owned by a company that bought it in May 2023.

Source: Ocean County and Lacey Township records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	20 JONES RD, FORKED RIVER, NJ 08731-3613
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · FHA Mortgage COVINGSTOWN TITLE, COVIUS TITLE
May 11, 2023	Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Dec 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2023 · Amount on File
Deed Sale	May 11, 2023 · Amount on File
Prior Sale	Oct 5, 2000 · Amount on File
Deed Document Number	202335307
Deed Book / Page	19375 / 889
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Recording Date	Sep 3, 2026
Property Address	20 JONES RD, FORKED RIVER, NJ 08731-3613
Document Number	0000071774
Book / Page	20489 / 1081
Instrument Date	Aug 19, 2026
Instrument	202671774
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	COVINGSTOWN TITLE, COVIUS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 JONES RD, FORKED RIVER, NJ 08731-3613

Mortgage

Document Number	0000071774,
Date	Sep 3, 2026
Book Page	20489/1081
Instrument	202671774

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	320 Months
Due	May 1, 2053

Interest

Max Rate	-1%

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	May 11, 2023
Property Address	20 JONES RD, FORKED RIVER, NJ 08731-3613
Document Number	0193750889
Book / Page	19375 / 889
Instrument Date	Apr 20, 2023
Instrument	2023035307
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,075.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	196 DELIA AVE NW, PALM BAY, FL 32907-6963

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 JONES RD, FORKED RIVER, NJ 08731-3613
Investor	Possibly a Property Investor

Mortgage

Document Number	2023035308
Date	May 11, 2023
Instrument	2023035308

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	20 JONES RD, FORKED RIVER, NJ 08731-3613
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	SURETY TTL AGCY COASTAL REGI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177111884
Date	Dec 10, 2019
Book Page	17711/1884
Instrument	2019125907

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20 Jones Rd was $9,592, up 7.9% from the year before.

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,700 (-) Land $90,500 Building $260,200	$350,700 (-) Land $90,500 Building $260,200
2025	$9,592.00 (+7.95%)	$350,700 Land $90,500 Building $260,200	$350,700 Land $90,500 Building $260,200
2024	$8,886.00
2023		$350,700 Land $90,500 Building $260,200	$350,700 Land $90,500 Building $260,200
2022	$7,936.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Jones Rd in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	61 units insured incl. 40 condo units
Nearby Flood Claims	33 (1985–2022)
Claims Outside the SFHA	3 of 33
Most Recent Claim	Oct 2022 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 26 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Jones Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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