20 John St, Chelsea, MA 02150 Property Records

Suffolk County and Chelsea City property record for 20 John St, Chelsea, MA 02150

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,362 sqft · built 1915
Lot Size	0.146 acres (6,376 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Dec 2002)
Tax Bill	$7,716 (2026)
Deeds & Mortgages	Mar 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`CHEL M:058 P:031`

Property Details

APN / Parcel Number

Primary APN	`CHEL M:058 P:031`
Alternative APNs	`CSEA M:058 P:031` `53370036`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,362 sqft Living Area
Gross Area	4,797 sqft
1st Floor Area	1,173 sqft
Attic	Attic
Attic Area	1,173 sqft
Basement Area	1,173 sqft
Unfinished Basement	1,173 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,376 sqft (0.146 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	53370036
Street Address	20 JOHN ST
City	CHELSEA
State	MA
Zip	02150-2125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Jurisdiction	CHELSEA MA
Township / Civil Division	CHELSEA
Census Block Group	2
Census Block	2001
Census Tract	160501

Owner

Source: Suffolk County and Chelsea City records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 JOHN ST, CHELSEA, MA 02150-2125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2002 · Amount on Record
Deed Sale	Dec 30, 2002 · Amount on Record
Deed Book / Page	30208 / 224
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHELSEA MA
Property Address	20 JOHN ST, CHELSEA, MA 02150-2125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62743-268
Date	Mar 27, 2020
Book Page	62743/268
Instrument	24940

Lender

Name	EAST BOSTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Suffolk County and Chelsea City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Chelsea City
Unified School District	Chelsea School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,716.00 (+1.53%)	$672,100 (+1.79%) Land $249,000 Building $423,100	$799,995 (+4.09%)
2025	$7,600.00 (+0.18%)	$660,300 (+3.58%) Land $237,200 Building $423,100	$768,550
2024	$7,586.00 (+6.04%)	$637,500 (+10.31%) Land $237,200 Building $400,300
2023	$7,154.00	$577,900 Land $215,800 Building $362,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHELSEA WATER DEPT. (MWRA) serves 40,787 people · EPA ID MA3057000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,041 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Netafy Fixed Wireless	500 / 150

May also be available: AT&T, Starry, T-Mobile, Verizon.

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