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20 John St, Central Square, NY 13036 Property Records

Oswego County and West Monroe Town property record for 20 John St, Central Square, NY 13036 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,518 sqft · built 2014
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on File
Last Sale$35,000 (Dec 2001)
Tax Bill$11,854 (2025)
Deeds & MortgagesOct 2017 Line of Credit
Nov 2020 Line of Credit
Flood ZoneZone AE (high risk)
APN356000 307.08-06-06

Property Details

APN / Parcel Number

Primary APN356000 307.08-06-06
Alternative APN
  • 600030700800060060000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,518 sqft Living Area
1st Floor Area1,518 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions108 ft deep x 150 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area704 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address20 JOHN ST
CityCENTRAL SQUARE
StateNY
Zip13036-2116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 134 006-053-000
Legal SubdivisionLAKE SHORE
Legal Block6
Legal Lot Number6.000
JurisdictionOSWEGO NY
Township / Civil DivisionWEST MONROE
Census Block Group2
Census Block2019
Census Tract20704

Owner

Source: Oswego County and West Monroe Town records · APN 356000 307.08-06-06

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20 JOHN ST, CENTRAL SQUARE, NY 13036-2116
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2017Deed of Trust, Mortgage · Line of Credit
PATHFINDER BANK
Nov 12, 2020Deed of Trust, Mortgage · Line of Credit
PATHFINDER BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 13, 2001 · Amount on Record
Deed SaleDec 13, 2001 · Amount on Record
Deed Book / Page2001 / 16408
Last Transfer DateAug 08, 2016
Transfer Doc0000008172
Record UpdatedJun 08, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address20 JOHN ST, CENTRAL SQUARE, NY 13036-2116
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCNY ABSTRACT & TITLE SERVICE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010431
DateOct 23, 2017
InstrumentR-2017-010431
Lender
NamePATHFINDER BANK
TypeBank
AddressCENTRAL SQUARE, NY 13036
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address20 JOHN ST, CENTRAL SQUARE, NY 13036-2116
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCNY ABSTRACT & TTL SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 JOHN ST, CENTRAL SQUARE, NY 13036-2116

Mortgage

Document Number0000010920
DateNov 12, 2020
InstrumentR-2020-010920
Lender
NamePATHFINDER BANK
TypeBank
AddressOSWEGO, NY 13126
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 10, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Oswego County and West Monroe Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionWest Monroe Town
Unified School DistrictCentral Square Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$11,854.00$292,300 (+15.99%) Land $18,600 Building $273,700$292,300 (+15.99%) Land $18,600 Building $273,700
2023$252,000 Land $16,000 Building $236,000$252,000 Land $16,000 Building $236,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360750207042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation373.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 26 individual NFIP policies nearby
Nearby Flood Policies26 in force

Wildfire

Wildfire RiskLow
above 6% of the US · above 9% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 176 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Uniti GroupFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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