20 Joan Dr, Denver, CO 80221 Property Records

Adams County property record for 20 Joan Dr, Denver, CO 80221

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 825 sqft · built 1960
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$1,264 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Feb 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R0069468`

Property Details

APN / Parcel Number

Primary APN	`R0069468`
Alternative APNs	`0171934114018` `171934114018`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	825 sqft Living Area
1st Floor Area	825 sqft
Basement Area	825 sqft
Finished Basement	144 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	122 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	R0069468
Old Parcel Number	171934114018
Street Address	20 JOAN DR
City	DENVER
State	CO
Zip	80221-4053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:SHERRELWOOD ESTATES FILING NO 1 BLK:7 LOT:8
Legal Range	68W
Legal Township	02S
Legal Section	34
Legal Quarter	SE
Legal Subdivision	SHERRELWOOD ESTATES
Legal Block	7
Legal Lot Number	8
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	2
Census Block	2010
Census Tract	9307

Owner

20 Joan Dr is owned and occupied by an individual who acquired it in November 2004.

Source: Adams County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	20 JOAN DR, DENVER, CO 80221-4053
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP
Feb 1, 2017	Deed of Trust, Mortgage HOME EQUITY LINE OF CREDIT AGREEMENT
Mar 13, 2018	Deed of Trust, Mortgage · Line of Credit PREMIER MEMBERS CU
Aug 16, 2019	Deed of Trust, Mortgage · Line of Credit PREMIER MEMBERS CU
Apr 13, 2018	Deed of Trust, Mortgage · Conventional with PMI AMERICAN FINANCING
Mar 20, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2004
Deed Sale	Nov 19, 2004
Deed Document Number	5000253040
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	20 JOAN DR, DENVER, CO 80221-4053
Transaction Type	Mortgage
Record Updated	Jan 31, 2024
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003798
Date	Jan 24, 2024
Instrument	2024000003798

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	20 JOAN DR, DENVER, CO 80221-4053
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010094
Date	Feb 1, 2017
Instrument	2017000010094

Lender

Name	HOME EQUITY LINE OF CREDIT AGREEMENT
Type	Non-Lending Institution
Address	BOULDER, CO 80303

Agreement

Amount	Amount on Record
Term	299 Months
Due	Jan 25, 2042

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	20 JOAN DR, DENVER, CO 80221-4053
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020461
Date	Mar 13, 2018
Instrument	2018000020461

Lender

Name	PREMIER MEMBERS CU
Type	Credit Union
Address	BOULDER, CO 80303

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Feb 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	20 JOAN DR, DENVER, CO 80221-4053
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066548
Date	Aug 16, 2019
Instrument	2019000066548

Lender

Name	PREMIER MEMBERS CU
Type	Credit Union
Address	BOULDER, CO 80303

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 25, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	20 JOAN DR, DENVER, CO 80221-4053
Document Number	0000032025
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	Apr 27, 2018
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 JOAN DR DENVER CO 802214053, DENVER, CO 80221-4053

Mortgage

Document Number	0000032025
Date	Apr 20, 2018
Instrument	32025

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2048

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	20 JOAN DR, DENVER, CO 80221-4053
Document Number	0000026042
Instrument Date	Mar 20, 2017
Transaction Type	Mortgage
Record Updated	Apr 5, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 JOAN DR DENVER CO 802214053, DENVER, CO 80221-4053

Mortgage

Document Number	0000026042
Date	Mar 27, 2017
Instrument	26042

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 20 Joan Dr was $1,264.

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Unified School District	Mapleton School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,264.00	$25,560 Land $5,500 Building $20,060	$409,000 Land $88,000 Building $321,000
2023	$3,069.00 (+2.13%)	$28,950 (+3.1%) Land $5,610 Building $23,340	$428,000 (+5.95%) Land $83,000 Building $345,000
2022	$3,005.00	$28,080 Land $11,540 Building $16,540	$403,956 Land $166,000 Building $237,956

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Joan Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 20 Joan Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100

May also be available: Aerux Broadband, T-Mobile.

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