20 Jay St, Stony Point, NY 10980 Property Records

Rockland County and Stony Point Town property record for 20 Jay St, Stony Point, NY 10980

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,424 sqft · built 1952
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Last Sale$395,000 (Jul 2022)
Tax Bill$15,776 (2024)
Deeds & MortgagesJul 2026 Line of Credit
Jul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN392800 15.19-2-91

Property Details

APN / Parcel Number

Primary APN392800 15.19-2-91
Alternative APNs
  • 392800-015-019-0002-091-000-000
  • 280001501900020910000000
  • 0003022

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,424 sqft Living Area
1st Floor Area1,424 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleRanch
Exterior MaterialWood
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions100 ft deep x 123 ft wide
Garage TypeBasement
Patio Area100 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0003022
Street Address20 JAY ST
CitySTONY POINT
StateNY
Zip10980-1521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description17/270
Legal SubdivisionWALDRON PLACE
Legal Block2
Legal Lot Number91.0
JurisdictionROCKLAND NY
Township / Civil DivisionSTONY POINT
Census Block Group2
Census Block2017
Census Tract10200

Owner

Source: Rockland County and Stony Point Town records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address21 ETHAN ALLEN DR, STONY POINT, NY 10980-1505
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2026Deed of Trust, Mortgage · Line of Credit
TD BANK
Jul 13, 2022Bargain and Sale Deed, Transfer · Conventional Mortgage
TD BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2022 · Amount on Record
Deed SaleJul 13, 2022 · Amount on Record
Deed Document Number202226021
Prior Transfer DateJul 27, 2011
Prior Transfer Doc0000026666
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Recording DateJul 22, 2026
Property Address20 JAY ST, STONY POINT, NY 10980-1521
Document Number0000025261
Instrument DateJul 16, 2026
Instrument202625261
Transaction TypeMortgage
Record UpdatedSep 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 171
Address20 JAY ST, STONY POINT, NY 10980-1521

Mortgage

Document Number0000025261,
DateJul 22, 2026
Instrument202625261
Lender
NameTD BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 20, 2056
Interest
Max Rate-1%

July 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionROCKLAND NY
Recording DateJul 13, 2022
Property Address20 JAY ST, STONY POINT, NY 10980-1521
Document Number0000026021
Map ReferenceIN 2011-00077481
Instrument DateMay 18, 2022
Instrument2022-00026021
Transaction TypeTransfer
Record UpdatedAug 31, 2022
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,580.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1 POMMEL DR, 1, NEWBURGH, NY 12550-3845

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address21 ETHAN ALLEN DR, STONY POINT, NY 10980-1505

Mortgage

Document Number0000026022
DateJul 13, 2022
Instrument2022-00026022
Lender
NameTD BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Rockland County and Stony Point Town assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionStony Point Town
Unified School DistrictHaverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$15,776.00$45,700 (-) Land $9,700 Building $36,000$469,681 (+0.51%)
2023$45,700 Land $9,700 Building $36,000$467,280 Land $99,182 Building $368,098

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1979–1983)
Most Recent ClaimMar 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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