20 Jaques St, Somerville, MA 02145 Property Records

Middlesex County and Somerville City property record for 20 Jaques St, Somerville, MA 02145

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 2,246 sqft · built 1925
Lot Size	0.073 acres (3,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$999,000 (Nov 2023)
Tax Bill	$10,452 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-B-1`

Property Details

APN / Parcel Number

Primary APN	`70-B-1`
Alternative APNs	`SOME M:70 B:B L:1` `7272040`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,246 sqft Living Area
Gross Area	3,791 sqft
Basement Area	830 sqft
Unfinished Basement	830 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,200 sqft (0.073 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	7272040
Street Address	20 JAQUES ST
City	SOMERVILLE
State	MA
Zip	02145-2019
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NR
Legal Subdivision	SOMERVILLE
Legal Block	B
Legal Lot Number	1
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1021
Census Tract	350109

Owner

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 JAQUES ST, SOMERVILLE, MA 02145-2019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage JEANNE D ARC CU
Nov 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage METRO CU
Mar 17, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2023 · Amount on Record
Deed Sale	Nov 14, 2023 · Amount on Record
Prior Sale	Oct 1, 2013 · Amount on Record
Deed Book / Page	82205 / 591
Record Updated	Oct 29, 2026

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Nov 14, 2023
Property Address	20 JAQUES ST, SOMERVILLE, MA 02145-2019
Document Number	082205-591
Book / Page	82205 / 591
Instrument Date	Nov 14, 2023
Instrument	129942
Transaction Type	Transfer
Record Updated	Dec 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 JAQUES ST, SOMERVILLE, MA 02145-2019

Mortgage

Document Number	0000129943
Date	Nov 14, 2023
Instrument	129943

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Type Change Date	Dec 1, 2028
Max Rate At Change	2.75%
Index	1-Year CMT

Mortgage

Document Number	0082206-27
Date	Nov 14, 2023
Book Page	82206/27
Instrument	129944

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	20 JAQUES ST, SOMERVILLE, MA 02145-2019
Document Number	73646-354
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 JAQUES ST SOMERVILLE MA 021452019, SOMERVILLE, MA 02145-2019

Mortgage

Document Number	73646-354
Date	Nov 14, 2019
Book Page	073646/000354
Instrument	178091

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Nov 13, 2046

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	20 JAQUES ST, SOMERVILLE, MA 02145-2019
Document Number	69238-357
Book / Page	069238 / 000357
Instrument Date	Mar 17, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69238-357
Date	May 5, 2017
Book Page	069238/000357
Instrument	66277

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,452.00 (+16.6%)	$951,900 (+15.86%) Land $390,500 Building $561,400	$1,053,656
2025	$8,964.00 (+3.82%)	$821,600 (+0.11%) Land $371,900 Building $449,700
2024	$8,634.00 (+2.71%)	$820,700 (+0.95%) Land $371,900 Building $448,800
2023	$8,406.00	$813,000 Land $371,900 Building $441,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Netafy Fixed Wireless	641 / 143
AT&T Fixed Wireless	100 / 20

May also be available: Starry, T-Mobile, Verizon.

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