20 Janet Pl, Key Largo, FL 33037 Property Records

Monroe County property record for 20 Janet Pl, Key Largo, FL 33037

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.137 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Oct 2020)
Tax Bill	$1,919 (2024)
Flood Zone	Zone X (moderate risk)
APN	`00458090-000100`

Property Details

APN / Parcel Number

Primary APN	`00458090-000100`
Alternative APN	`9104598`

Exterior

Lot Area	6,000 sqft (0.137 acres)

Location & Zoning

Account Number	9104598
Street Address	20 JANET PL
City	KEY LARGO
State	FL
Zip	33037-4509
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 3 BK 14 LARGO GARDENS KEY LARGO PB4-38 OR266-54-55 OR546-223 OR872-1083 OR970-192 OR3048-800
Legal Subdivision	LARGO GARDENS
Legal Block	14
Legal Lot Number	3
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2011
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 TINA PL, KEY LARGO, FL 33037-4531
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2020 · Amount on Record
Deed Sale	Oct 5, 2020 · Amount on Record
Deed Document Number	2284561
Deed Book / Page	3048 / 800
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$105,375 (-11.03%) Land $104,130 Building $1,245	$105,375 (-11.03%) Land $104,130 Building $1,245
2024	$1,919.00 (-5.37%)
2023	$2,028.00 (+2.63%)	$118,437 (-) Land $117,480 Building $957	$118,437 (-) Land $117,480 Building $957
2022	$1,976.00	$118,437 Land $117,480 Building $957	$118,437 Land $117,480 Building $957

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 245 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	245 in force
Nearby Flood Claims	161 (1992–2023)
Claims Outside the SFHA	6 of 161
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 91 claims Hurricane Irene, Oct 1999 · 31 claims Hurricane Georges, Sep 1998 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20