20 Janet Dr, Middlefield, CT 06455 Property Records

Middlefield Town property record for 20 Janet Dr, Middlefield, CT 06455

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,420 sqft · built 1966
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Apr 2025)
Tax Bill	$5,188 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Oct 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MFLD M:12 L:170`

Property Details

APN / Parcel Number

Primary APN	`MFLD M:12 L:170`
Alternative APNs	`00086900` `86900`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,420 sqft Living Area
Gross Area	2,846 sqft
1st Floor Area	1,420 sqft
Basement Area	410 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Raised Ranch
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	86900
Street Address	20 JANET DR
City	MIDDLEFIELD
State	CT
Zip	06455-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MD
Legal Lot Number	170
Jurisdiction	MIDDLEFIELD CT
Township / Civil Division	MIDDLEFIELD
Census Block Group	4
Census Block	4012
Census Tract	580100

Owner

Source: Middlefield Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 JANET DR, MIDDLEFIELD, CT 06455-1201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Oct 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORCOM MORTGAGE
Nov 6, 2018	Deed, Transfer · FHA Mortgage FIRST ALLEGIANCE FNCL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2025 · Amount on Record
Deed Sale	Apr 11, 2025 · Amount on Record
Prior Sale	Nov 6, 2018 · Amount on Record
Deed Document Number	2025172
Deed Book / Page	352 / 708
Record Updated	Sep 20, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLEFIELD CT
Recording Date	Apr 11, 2025
Property Address	20 JANET DR, MIDDLEFIELD, CT 06455-1201
Document Number	000352-708
Book / Page	352 / 708
Instrument Date	Apr 10, 2025
Instrument	2025000172
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20 JANET DR, MIDDLEFIELD, CT 06455-1201

Mortgage

Document Number	2025000173
Date	Apr 11, 2025
Instrument	2025000173

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEFIELD CT
Property Address	20 JANET DR, MIDDLEFIELD, CT 06455-1201
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	343-533
Date	Oct 13, 2021
Book Page	343/533
Instrument	2021000867

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLEFIELD CT
Recording Date	Nov 6, 2018
Property Address	20 JANET DR, MIDDLEFIELD, CT 06455-1201
Document Number	333-655
Book / Page	333 / 655
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.11
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3330657
Date	Nov 6, 2018
Instrument	00333/0657

Lender

Name	FIRST ALLEGIANCE FNCL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2048

Tax Assessment & Valuation

Source: Middlefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Middlefield Town
Unified School District	Regional School District 13 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,188.00	$174,100 (-) Land $78,100 Building $96,000	$121,870 Land $54,670 Building $67,200
2024	$5,188.00 (+5.51%)
2023	$4,917.00 (+2.48%)	$174,100 (-) Land $78,100 Building $96,000
2022	$4,798.00	$174,100 Land $78,100 Building $96,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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