20 James St, Seneca, SC 29678 Property Records

Oconee County property record for 20 James St, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,109 sqft · built 1943
Lot Size	0.18 acres (7,841 sqft)
Owner	Trust Name on Record
Last Sale	$18,500 (Jul 2019)
Tax Bill	$249 (2025)
Deeds & Mortgages	Dec 2020 Transfer Jul 2019 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`240-02-15-003`

Property Details

APN / Parcel Number

Primary APN	`240-02-15-003`
Alternative APN	`31618`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,109 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Architectural Style	Traditional
Exterior Material	Composition/Composite
Foundation Type	Raised
Roof Material	Shingle
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	31618
Old Parcel Number	240 02 15 003
Street Address	20 JAMES ST
City	SENECA
State	SC
Zip	29678-4616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 220 UTICA MOHAWK COTTON
Legal Subdivision	UTICA & MOHAWK COTTON MILLS IN
Legal Block	15
Legal Lot Number	220
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	3
Census Block	3025
Census Tract	30701

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	1708C AUGUSTA ST, GREENVILLE, SC 29605-2926
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 5, 2019	Grant Deed, Transfer · Line of Credit ESTRELLA A & LIONEL J GRENIER
Feb 14, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2019 · Amount on Record
Deed Sale	Jul 5, 2019 · Amount on Record
Prior Sale	Jul 5, 2019 · Amount on Record
Deed Document Number	0024810260
Deed Book / Page	002481 / 000260
Last Transfer Date	Dec 30, 2020
Transfer Doc	0026410102
Record Updated	Jun 8, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	Dec 30, 2020
Property Address	20 JAMES ST, SENECA, SC 29678-4616
Document Number	0026410102
Book / Page	002641 / 000102
Instrument Date	Dec 23, 2020
Transaction Type	Transfer
Record Updated	Feb 10, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1708C AUGUSTA ST #145 GREENVILLE SC 296052926, 145, GREENVILLE, SC 29605-2926

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Jul 5, 2019
Property Address	20 JAMES ST, SENECA, SC 29678-4616
Document Number	0024810260
Book / Page	002481 / 000260
Instrument Date	Jun 4, 2019
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$68.45
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	300 APPLE HILL RD EASLEY SC 296427217, EASLEY, SC 29642-7217

Mortgage

Document Number	38470247
Date	Jul 5, 2019
Book Page	003847/000247

Lender

Name	ESTRELLA A & LIONEL J GRENIER
Address	278 LISBON ST, LISBON, ME 04250

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OCONEE SC
Recording Date	Feb 14, 2019
Property Address	20 JAMES ST, SENECA, SC 29678-4616
Document Number	0024390253
Book / Page	002439 / 000253
Instrument Date	Feb 8, 2019
Transaction Type	Foreclosure
Record Updated	Feb 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$9.25
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4101 WISEMAN BLVD #108 SAN ANTONIO TX 782514200, 108, SAN ANTONIO, TX 78251-4200

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$249.00	$774 (-) Land $58 Building $716	$19,350 (-) Land $1,440 Building $17,910
2023		$774 Land $58 Building $716	$19,350 Land $1,440 Building $17,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Vyve Broadband Cable	1,000 / 100

May also be available: West Carolina Rural Telephone Cooperative.

Nearby Properties on James St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures