20 Jake St, Toccoa, GA 30577 Property Records

Stephens County property record for 20 Jake St, Toccoa, GA 30577

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,125 sqft · built 2002
Lot Size0.739 acres (32,234 sqft)
OwnerIndividual Name on Record
Last Sale$72,000 (Jul 2009)
Tax Bill$2,257 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNT17 004

Property Details

APN / Parcel Number

Primary APNT17 004
Alternative APN
  • 617655

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,125 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area32,234 sqft (0.739 acres)
Garage Area252 sqft
Deck Area24 sqft
Patio Area104 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number617655
Street Address20 JAKE ST
CityTOCCOA
StateGA
Zip30577-6275
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-IA
Legal DescriptionLOT 1 JAKE DR
Legal Lot Number1
JurisdictionSTEPHENS GA
Township / Civil DivisionTOCCOA
Census Block Group2
Census Block2051
Census Tract970101

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20 JAKE ST, TOCCOA, GA 30577-6275
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2009 · Amount on Record
Deed SaleJul 30, 2009 · Amount on Record
Deed Document Number0000904457
Deed Book / Page757 / 248
Prior Transfer DateApr 26, 2006
Prior Transfer Doc2006-000681
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS GA
Property Address20 JAKE ST, TOCCOA, GA 30577-6275
Document Number0012260289
Instrument DateOct 11, 2020
Transaction TypeMortgage
Record UpdatedNov 4, 2020
Title CompanyFIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 JAKE ST TOCCOA GA 305776275, TOCCOA, GA 30577-6275

Mortgage

Document Number0012260289
DateOct 23, 2020
Book Page001226/000289
Lender
NameAMERICAN FINANCING
TypeFunding / Finance Company
AddressAURORA, CO 80014
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 22, 2035

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
MunicipalityToccoa City
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,257.00 (+56.63%)$64,697 (+58.74%) Land $5,945 Building $58,752$161,743 (+58.74%) Land $14,863 Building $146,880
2023$1,441.00 (+5.65%)$40,757 (+5.61%) Land $5,945 Building $34,812$101,894 (+5.61%) Land $14,863 Building $87,031
2022$1,364.00$38,591 Land $5,945 Building $32,646$96,477 Land $14,863 Building $81,614

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 51% of Georgia
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOCCOA
serves 28,711 people · EPA ID GA2570001
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Haloacetic acids
resolved · Apr 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Cable · Fiber in parts of the area
500 / 50

May also be available: Windstream.

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