20 Jackson St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 20 Jackson St, Ayer, MA 01432 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,176 sqft · built 1955
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Jun 1998)
Tax Bill	$5,093 (2025)
Deeds & Mortgages	Sep 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`AYER M:019 B:0000 L:0078`

Property Details

APN / Parcel Number

Primary APN	`AYER M:019 B:0000 L:0078`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,176 sqft Living Area
Basement Area	1,176 sqft Basement
Unfinished Basement	1,176 sqft Unfinished
Stories	1 Story

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	20 JACKSON ST
City	AYER
State	MA
Zip	01432-1106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	78
Jurisdiction	AYER MA
Township / Civil Division	AYER
Census Block Group	1
Census Block	1005
Census Tract	325102

Owner

Source: Middlesex County and Ayer Town records · APN AYER M:019 B:0000 L:0078

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 JACKSON ST, AYER, MA 01432-1106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 19, 1998 · Amount on Record
Deed Sale	Jun 19, 1998 · Amount on Record
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AYER MA
Property Address	20 JACKSON ST, AYER, MA 01432-1106
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78777-549
Date	Sep 27, 2021
Book Page	78777/549
Instrument	212776

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ayer Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,093.00 (+10.65%)	$425,800 (+14.89%) Land $131,700 Building $294,100	$454,195 (+2.11%)
2024			$444,790
2023	$4,603.00	$370,600 Land $141,300 Building $229,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.