Monmouth County and Highlands Borough property record for 20 Jackson St, #22, Highlands, NJ 07732
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 668 sqft · built 1933 |
| Lot Size | 0.058 acres (2,522 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $222,000 (Nov 2009) |
| Tax Bill | $7,801 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 19-00049-0000-00017 |
| Primary APN | 19-00049-0000-00017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 43 Rooms |
| Stories | 1 Story |
| Building Area | 668 sqft Living Area |
| 1st Floor Area | 668 sqft |
| Basement Area | 300 sqft |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 2,522 sqft (0.058 acres) |
| Lot Dimensions | 40 ft deep x 63 ft wide |
| Garage Type | Basement |
| Garage Area | 532 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 48 sqft |
|---|---|
| Patio Area | 276 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 00009310 |
|---|---|
| Street Address | 20 JACKSON ST, 22 |
| City | HIGHLANDS |
| State | NJ |
| Zip | 07732-1737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF0 |
| Legal Block | 49 |
| Legal Lot Number | 17 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 800101 |
20 Jackson St, #22 is owned and occupied by two individuals who bought it in November 2009.
Source: Monmouth County and Highlands Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 JACKSON ST, 22, HIGHLANDS, NJ 07732-1737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 2009 · Amount on File |
| Deed Sale | Nov 27, 2009 · Amount on File |
| Prior Sale | Jul 26, 2006 · Amount on File |
| Deed Document Number | 2009132700 |
| Deed Book / Page | 8808 / 3725 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 20-22 JACKSON STREET, HIGHLANDS, NJ 07732 |
| Document Number | 0000059102 |
| Instrument Date | May 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Title Company | PRIMETIME TITLE AGENCY LLC, PRIMETIME TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 20 JACKSON ST #22 HIGHLANDS NJ 077321737, 22, HIGHLANDS, NJ 07732-1737 |
| Document Number | 0000059102 |
|---|---|
| Date | Jun 4, 2020 |
| Book Page | 009418/003807 |
| Instrument | 59102 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 3, 2035 |
The 2025 property tax bill for 20 Jackson St, #22 was $7,801, up 18.9% from the year before.
Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Highlands Borough |
| Unified School District | Henry Hudson Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $583,300 (+27.86%) Land $395,300 Building $188,000 | $583,300 (+27.86%) Land $395,300 Building $188,000 | |
| 2025 | $7,801.00 (+18.86%) | $456,200 Land $269,900 Building $186,300 | $456,200 Land $269,900 Building $186,300 |
| 2024 | $6,563.00 | ||
| 2023 | $306,500 Land $143,300 Building $163,200 | $306,500 Land $143,300 Building $163,200 | |
| 2022 | $5,720.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Jackson St, #22 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 271 individual policies |
| Nearby Flood Policies | 315 units insured incl. 44 condo units |
| Nearby Flood Claims | 183 (1992–2023) |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 20 Jackson St, #22 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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