20 Island Rd, Stuart, FL 34996 Property Records

Martin County property record for 20 Island Rd, Stuart, FL 34996

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,043 sqft · built 1984
Lot Size0.401 acres (17,468 sqft)
Owner2 Individual Names on Record
Last Sale$201,000 (Aug 1984)
Tax Bill$14,556 (2024)
Flood ZoneZone X (moderate risk)
APN13-38-41-003-000-00740-9

Property Details

APN / Parcel Number

Primary APN13-38-41-003-000-00740-9
Alternative APN
  • 27762

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area3,043 sqft Living Area
1st Floor Area2,791 sqft
2nd Floor Area252 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2004
Exterior MaterialFiber Cement Siding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area17,468 sqft (0.401 acres)
Lot Dimensions100 ft deep x 100 ft wide
Garage TypeAttached
Garage Area575 sqft
Parking Spaces2 Parking Spaces
Pool Area450 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number27762
Street Address20 ISLAND RD
CitySTUART
StateFL
Zip34996-7005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGH POINT ISLE ADDN LOT 74
Legal Range41E
Legal Township38S
Legal Section13
Legal SubdivisionHIGH POINT
Legal Lot Number74
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group1
Census Block1013
Census Tract502

Owner

Source: Martin County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address20 ISLAND RD, STUART, FL 34996-7005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 1984 · Amount on Record
Deed SaleAug 1, 1984 · Amount on Record
Deed Document Number0006122623
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalitySewall's Point Town
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$937,676 (+5.99%)$2,256,200 (+3.51%) Land $1,750,000 Building $506,200
2024$14,556.00 (+1.88%)
2023$14,288.00 (+3.15%) Additional exemption filed$884,709 (+3%)$2,179,660 (+20.91%) Land $1,650,000 Building $529,660
2022$13,852.00 Homeowner's exemption$858,941$1,802,660 Land $1,400,000 Building $402,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 179 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies179 in force
Nearby Flood Claims110 (1982–2022)
Claims Outside the SFHA9 of 110
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Wilma, Oct 2005 · 2 claims
  • Hurricane Frances, Sep 2004 · 92 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Island Rd

Nearby Streets

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