20 Irving Pl, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 20 Irving Pl, Waldwick, NJ 07463

Property Summary

Property Type	Single Family Home
Details	2,578 sqft · built 1925
Lot Size	0.229 acres (9,994 sqft)
Owner	2 Individual Names on File
Last Sale	$622,500 (Apr 2022)
Tax Bill	$14,968 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-00160-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`64-00160-0000-00005`
Alternative APN	`640016000005`

Interior

Stories	1 Story
Building Area	2,578 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,994 sqft (0.229 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	20 IRVING PL
City	WALDWICK
State	NJ
Zip	07463-1523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	80XIRR 2.5 LT
Legal Block	160
Legal Lot Number	5
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	2
Census Block	2000
Census Tract	56200

Owner

20 Irving Pl is owned and occupied by two individuals who bought it in April 2022.

Source: Bergen County and Waldwick Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 IRVING PL, WALDWICK, NJ 07463-1523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2022 · Amount on File
Deed Sale	Apr 20, 2022 · Amount on File
Deed Document Number	202243467
Deed Book / Page	4656 / 1564
Record Updated	Sep 20, 2026

April 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 20, 2022
Property Address	20 IRVING PL, WALDWICK, NJ 07463-1523
Document Number	0046561564
Book / Page	4656 / 1564
Instrument Date	Feb 26, 2022
Instrument	2022043467
Transaction Type	Transfer
Record Updated	Jun 10, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,524.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 WINDING WAY, 8, FRANKLIN, NJ 07416-1224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 IRVING PL, WALDWICK, NJ 07463-1523

Mortgage

Document Number	2022043468
Date	Apr 20, 2022
Instrument	2022043468

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 20 Irving Pl was $14,968, up 3.7% from the year before.

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$652,200 (-) Land $292,000 Building $360,200	$652,200 (-) Land $292,000 Building $360,200
2025	$14,968.00 (+3.66%)	$652,200 Land $292,000 Building $360,200	$652,200 Land $292,000 Building $360,200
2024	$14,439.00
2023		$489,900 Land $256,400 Building $233,500	$489,900 Land $256,400 Building $233,500
2022	$13,952.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Irving Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Irving Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20