20 Irondale St, Warwick, RI 02886 Property Records

Warwick City property record for 20 Irondale St, Warwick, RI 02886

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,904 sqft · built 1954
Lot Size	0.322 acres (14,032 sqft)
Owner	Individual Name on File
Last Sale	$510,000 (May 2025)
Tax Bill	$5,889 (2025)
Deeds & Mortgages	Jan 2021 Refinance Feb 2025 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`25701900000`

Property Details

APN / Parcel Number

Primary APN	`25701900000`
Alternative APNs	`WARW M:257 B:0190 L:0000` `100014168` `152053`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,904 sqft Living Area
Gross Area	4,679 sqft
1st Floor Area	1,904 sqft
Basement Area	1,836 sqft
Unfinished Basement	1,026 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,032 sqft (0.322 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	152053
Street Address	20 IRONDALE ST
City	WARWICK
State	RI
Zip	02886-2816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A10
Legal Block	190
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	3
Census Block	3027
Census Tract	22100

Owner

20 Irondale St is owned and occupied by an individual who bought it in May 2025.

Source: Warwick City records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	20 IRONDALE ST, WARWICK, RI 02886-2816
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Feb 27, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Aug 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
May 29, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK
Aug 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Dec 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2025 · Amount on File
Deed Sale	May 29, 2025 · Amount on File
Prior Sale	Jun 30, 2005 · Amount on File
Deed Document Number	20255767
Deed Book / Page	10689 / 132
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	20 IRONDALE ST, WARWICK, RI 02886-2816
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009714-220
Date	Jan 6, 2021
Book Page	9714/220
Instrument	148

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	169 Months
Due	Feb 1, 2035

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	20 IRONDALE ST, WARWICK, RI 02886-2816
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010640-43
Date	Feb 27, 2025
Book Page	10640/43
Instrument	2050

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	20 IRONDALE ST, WARWICK, RI 02886-2816
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009914-261
Date	Aug 3, 2021
Book Page	9914/261
Instrument	15801

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	May 29, 2025
Property Address	20 IRONDALE ST, WARWICK, RI 02886-2816
Document Number	010689-132
Book / Page	10689 / 132
Instrument Date	May 29, 2025
Instrument	5767
Transaction Type	Transfer
Record Updated	Apr 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 IRONDALE ST, WARWICK, RI 02886-2816

Mortgage

Document Number	0000005768
Date	May 29, 2025
Instrument	5768

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	20 IRONDALE ST, WARWICK, RI 02886-2816
Transaction Type	Mortgage
Record Updated	Aug 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9914-261
Date	Aug 3, 2021
Book Page	9914/261
Instrument	15801

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	20 IRONDALE ST, WARWICK, RI 02886-2816
Document Number	8964-72
Book / Page	008964 / 000072
Instrument Date	Dec 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 IRONDALE ST WARWICK RI 028862816, WARWICK, RI 02886-2816

Mortgage

Document Number	8964-72
Date	Dec 14, 2017
Book Page	008964/000072
Instrument	18682

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	216 Months
Due	Dec 13, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 20 Irondale St was $5,889.

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,889.00	$463,700 Land $120,100 Building $343,600
2024			$472,910
2023	$1,489.00 (-71.59%)	$104,900 (-62.51%) Land $104,400 Building $500
2022	$5,241.00	$279,800 Land $69,200 Building $210,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Irondale St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Irondale St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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