Fremont County property record for 20 Iris Ln, Penrose, CO 81240
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,106 sqft · built 1999 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,242 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R034868 |
| Primary APN | R034868 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,106 sqft Living Area |
| 1st Floor Area | 2,106 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 45,738 sqft (1.05 acres) |
| Garage Type | Carport |
| Garage Area | 16 sqft |
| Carport | Carport |
| Carport Area | 16 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 180 sqft |
| Patio Area | 196 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R034868 |
|---|---|
| Street Address | 20 IRIS LN |
| City | PENROSE |
| State | CO |
| Zip | 81240-9744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 MARTIN UNIT LLV REF FROM 991-04-261/264 REF MANUF #93000-05-331 |
| Legal Subdivision | MARTIN UNIT |
| Legal Lot Number | 5 |
| Legal Unit | L |
| Jurisdiction | FREMONT CO |
| Township / Civil Division | PENROSE-PORTLAND |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 978100 |
20 Iris Ln is owned and occupied by an individual who acquired it in March 2021.
Source: Fremont County records, as of August 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 IRIS LN, PENROSE, CO 81240-9744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING |
| Oct 5, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage TOP FLITE FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 16, 2021 |
| Transfer Doc | 0001007650 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT CO |
| Recording Date | Aug 3, 2026 |
| Property Address | 20 IRIS LN, PENROSE, CO 81240-9744 |
| Document Number | 0001057791 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20261057791 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 20 IRIS LN, PENROSE, CO 81240-9744 |
| Document Number | 0001057791, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 20261057791 |
| Name | PLANET HOME LENDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREMONT CO |
| Recording Date | Oct 5, 2021 |
| Property Address | 20 IRIS LN, PENROSE, CO 81240-9744 |
| Document Number | 0001007650 |
| Map Reference | DOC 870323 |
| Instrument Date | Mar 16, 2021 |
| Instrument | 1007650 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 IRIS LN, PENROSE, CO 81240-9744 |
| Document Number | 0001007651 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 1007651 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 20 Iris Ln was $1,242, up 17.2% from the year before.
Source: Fremont County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Fremont County |
| Unified School District | Fremont RE-2 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,242.00 (+17.17%) | $16,689 (-9.38%) | $267,018 |
| 2024 | $1,060.00 (+1.63%) | $18,417 (+27.92%) | |
| 2023 | $1,043.00 (+1.07%) | $14,397 (+1.66%) | $274,886 (+34.9%) |
| 2022 | $1,032.00 | $14,162 | $203,776 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Iris Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Iris Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 63% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PENROSE WD serves 3,149 people · EPA ID CO0122700 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| SECOM Fixed Wireless · Fiber in parts of the area | 300 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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