20 Iris Ln, Bellingham, MA 02019 Property Records

Norfolk County and Bellingham Town property record for 20 Iris Ln, Bellingham, MA 02019

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,992 sqft · built 2024
Lot Size	0.332 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$786,637 (Jan 2024)
Tax Bill	$9,659 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BELL M:0072 B:0014 L:0088`

Property Details

APN / Parcel Number

Primary APN	`BELL M:0072 B:0014 L:0088`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,992 sqft Living Area
Gross Area	5,668 sqft
Basement Area	1,652 sqft
Unfinished Basement	1,652 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.332 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	20 IRIS LN
City	BELLINGHAM
State	MA
Zip	02019-2251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SUBN
Legal Block	14
Legal Lot Number	88
Jurisdiction	BELLINGHAM MA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1026
Census Tract	443104

Owner

20 Iris Ln is owned and occupied by two individuals who bought it in January 2024.

Source: Norfolk County and Bellingham Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 IRIS LN, BELLINGHAM, MA 02019-2251
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · ARM UNION CREDIT UNION
Aug 11, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNION CREDIT UNION
Jan 5, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BRISTOL COUNTY SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2024 · Amount on File
Deed Sale	Jan 5, 2024 · Amount on File
Deed Document Number	20241037
Deed Book / Page	41589 / 587
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELLINGHAM MA
Recording Date	Aug 11, 2026
Property Address	20 IRIS LN, BELLINGHAM, MA 02019-2251
Document Number	0000057363
Book / Page	43297 / 316
Instrument Date	Aug 6, 2026
Instrument	202657363
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 IRIS LN, BELLINGHAM, MA 02019-2251

Mortgage

Document Number	0000057363,
Date	Aug 11, 2026
Book Page	43297/316
Instrument	202657363

Lender

Name	UNION CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Type Change Date	Sep 1, 2031
Index	1-Year CMT
Margin	3
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELLINGHAM MA
Recording Date	Aug 11, 2026
Property Address	20 IRIS LN, BELLINGHAM, MA 02019-2251
Document Number	0000057364
Book / Page	43297 / 340
Instrument Date	Aug 6, 2026
Instrument	202657364
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 IRIS LN, BELLINGHAM, MA 02019-2251

Mortgage

Document Number	0000057364,
Date	Aug 11, 2026
Book Page	43297/340
Instrument	202657364

Lender

Name	UNION CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2051

Interest

Max Rate	-1%

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELLINGHAM MA
Recording Date	Jan 5, 2024
Property Address	20 IRIS LN, BELLINGHAM, MA 02019-2251
Document Number	041589-587
Book / Page	41589 / 587
Instrument Date	Jan 5, 2024
Instrument	1037
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 IRIS LN, BELLINGHAM, MA 02019-2251

Mortgage

Document Number	0000001038
Date	Jan 5, 2024
Instrument	1038

Lender

Name	BRISTOL COUNTY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.88%
Type Change Date	Feb 1, 2031
Max Rate At Change	3%
Index	Other
Margin	3

Tax Assessment & Valuation

The 2026 property tax bill for 20 Iris Ln was $9,659, up 6.1% from the year before.

Source: Norfolk County and Bellingham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Bellingham Town
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,659.00 (+6.07%)	$779,600 (+7.53%) Land $203,000 Building $576,600	$826,025 (-)
2025	$9,106.00 (+655.06%)	$725,000 (+672.92%) Land $180,600 Building $544,400	$826,025 (+5.88%)
2024	$1,206.00 (+17.54%)	$93,800 (+19.34%) Land $93,800	$780,140
2023	$1,026.00	$78,600 Land $78,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Iris Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Iris Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLINGHAM DPW WATER SEWER DIVISION serves 16,556 people · EPA ID MA2025000
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Iris Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures