Bergen County and Demarest Borough property record for 20 Insley St, Demarest, NJ 07627
| Property Type | Single Family Home |
|---|---|
| Details | 3,022 sqft · built 2021 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,450,000 (Oct 2021) |
| Tax Bill | $29,976 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00038-0000-00558 |
| Primary APN | 09-00038-0000-00558 |
|---|---|
| Alternative APN |
|
| Building Area | 3,022 sqft Living Area |
|---|
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Street Address | 20 INSLEY ST |
|---|---|
| City | DEMAREST |
| State | NJ |
| Zip | 07627-1526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | D |
| Legal Description | 0.230AC |
| Legal Subdivision | BOSTON LAND CO ESTATE |
| Legal Block | 38 |
| Legal Lot Number | 558 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 9100 |
Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 INSLEY ST, DEMAREST, NJ 07627-1526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2021 | Deed, Transfer · Conventional Mortgage ALLY CAPITAL CORP |
| Aug 31, 2020 | Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Jun 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NJ LENDERS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 7, 2021 · Amount on Record |
| Deed Sale | Oct 7, 2021 · Amount on Record |
| Prior Sale | Aug 31, 2020 · Amount on Record |
| Deed Document Number | 2021155222 |
| Deed Book / Page | 4409 / 652 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 7, 2021 |
| Property Address | 20 INSLEY ST, DEMAREST, NJ 07627-1526 |
| Document Number | 0044090652 |
| Book / Page | 4409 / 652 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2021155222 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2021 |
| Title Company | CATIC TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29,520.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 73 VAN HORN ST, 73, DEMAREST, NJ 07627-1408 |
| Name | Verified Name |
|---|---|
| Address | 20 INSLEY ST, DEMAREST, NJ 07627-1526 |
| Document Number | 2021155223 |
|---|---|
| Date | Oct 7, 2021 |
| Instrument | 2021155223 |
| Name | ALLY CAPITAL CORP |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 31, 2020 |
| Property Address | 20 INSLEY ST, DEMAREST, NJ 07627-1526 |
| Document Number | 0036870371 |
| Book / Page | 3687 / 371 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 20-079555 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | SUNNYSIDE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,869.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 INSLEY ST, 20, DEMAREST, NJ 07627-1526 |
| Name | Verified Name |
|---|---|
| Address | 20 INSLEY ST, DEMAREST, NJ 07627-1526 |
| Document Number | 20079556 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 20-079556 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 20 INSLEY ST, DEMAREST, NJ 07627-1526 |
| Document Number | 0036870377 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2020 |
| Title Company | CATIC TITLE INSURANCE COMPANY, CATIC TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 20 INSLEY ST DEMAREST NJ 076271526, DEMAREST, NJ 07627-1526 |
| Document Number | 0036870377 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 003687/000377 |
| Instrument | 79556 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 30, 2050 |
Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,660,700 (-) Land $592,000 Building $1,068,700 | $1,660,700 (-) Land $592,000 Building $1,068,700 | |
| 2025 | $29,976.00 (-10.89%) | $1,660,700 (+50.92%) Land $592,000 Building $1,068,700 | $1,660,700 (+50.92%) Land $592,000 Building $1,068,700 |
| 2024 | $33,639.00 (+7.68%) | ||
| 2023 | $1,100,400 Land $321,000 Building $779,400 | $1,100,400 Land $321,000 Building $779,400 | |
| 2022 | $31,240.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2010–2021) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures