Middlesex County and Concord Town property record for 20 Ingham Ln, Concord, MA 01742
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 2,845 sqft · built 2015 |
| Lot Size | 2.59 acres (113,114 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $1,115,000 (Sep 2023) |
| Tax Bill | $140 (2025) |
| Deeds & Mortgages | Dec 2024 Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 102733 |
| Primary APN | 102733 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,845 sqft Living Area |
| Gross Area | 5,037 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Condo/Apartment |
| Lot Area | 113,114 sqft (2.59 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 102733 |
|---|---|
| Street Address | 20 INGHAM LN |
| City | CONCORD |
| State | MA |
| Zip | 01742-2657 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | B |
| Legal Block | 2342 |
| Legal Lot Number | 20 |
| Jurisdiction | CONCORD MA |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 361200 |
Source: Middlesex County and Concord Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 20 INGHAM LN, CONCORD, MA 01742-2657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 13, 2024 | Deed of Trust, Mortgage · ARM M & T BANK |
| Sep 18, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage M & T BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2023 · Amount on Record |
| Deed Sale | Sep 18, 2023 · Amount on Record |
| Prior Sale | Jan 6, 2017 · Amount on Record |
| Deed Book / Page | 82007 / 538 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD MA |
| Property Address | 20 INGHAM LN, CONCORD, MA 01742-2657 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 083579-387 |
|---|---|
| Date | Dec 13, 2024 |
| Book Page | 83579/387 |
| Instrument | 142603 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Jan 1, 2030 |
| Index | Other |
| Margin | 3 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONCORD MA |
| Recording Date | Sep 18, 2023 |
| Property Address | 20 INGHAM LN, CONCORD, MA 01742-2657 |
| Document Number | 082007-538 |
| Book / Page | 82007 / 538 |
| Instrument Date | Sep 18, 2023 |
| Instrument | 105369 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 INGHAM LN # 6, 6, CONCORD, MA 01742-2657 |
| Document Number | 0000105370 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | 105370 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Type Change Date | Oct 1, 2033 |
| Max Rate At Change | 3% |
| Index | Other |
| Margin | 3 |
Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Concord Town |
| Elementary School District | Concord School District (PK - 08) |
| Secondary School District | Concord-Carlisle School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $140.00 (-99%) | $1,059,200 (-0.39%) Building $1,059,200 | $1,042,340 |
| 2024 | $13,961.00 (+3.44%) | $1,063,300 (+2.1%) Building $1,063,300 | |
| 2023 | $13,497.00 | $1,041,400 Building $1,041,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1982–2010) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | Bromate resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Concord Light Broadband Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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