20 Independence Dr, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 20 Independence Dr, Westbrook, ME 04092

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,166 sqft · built 1966
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Apr 2005)
Tax Bill	$4,325 (2023)
Deeds & Mortgages	Sep 2017 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WSBR M:052 L:020`

Property Details

APN / Parcel Number

Primary APN	`WSBR M:052 L:020`
Alternative APNs	`M:052 B:020` `4720`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,166 sqft Living Area
Gross Area	2,976 sqft
1st Floor Area	864 sqft
Attic	Attic
Attic Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	464 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	20 INDEPENDENCE DR
City	WESTBROOK
State	ME
Zip	04092-4538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Lot Number	20
Jurisdiction	WESTBROOK ME
Township / Civil Division	WESTBROOK
Census Block Group	1
Census Block	1023
Census Tract	2600

Owner

20 Independence Dr is owned and occupied by an individual who bought it in April 2005.

Source: Cumberland County and Westbrook City records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	20 INDEPENDENCE DR, WESTBROOK, ME 04092-4538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2017	Deed of Trust, Mortgage · FHA Mortgage GREAT PLAINS NATL BK
Aug 14, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TOWN & COUNTRY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2005 · Amount on File
Deed Sale	Apr 5, 2005 · Amount on File
Deed Document Number	200521030
Deed Book / Page	22492 / 56
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	20 INDEPENDENCE DR, WESTBROOK, ME 04092-4538
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0343210042
Date	Sep 19, 2017
Book Page	34321/0042
Instrument	000000047413

Lender

Name	GREAT PLAINS NATL BK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 6, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	20 INDEPENDENCE DR, WESTBROOK, ME 04092-4538
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0370530313
Date	Aug 14, 2020
Book Page	37053/313
Instrument	48968

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Sep 1, 2047

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	20 INDEPENDENCE DR, WESTBROOK, ME 04092-4538
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0388700241
Date	Nov 9, 2021
Book Page	38870/241
Instrument	80312

Lender

Name	TOWN & COUNTRY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	73 Months
Due	Dec 1, 2027

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Westbrook City
Unified School District	Westbrook (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$4,325.00 (+10.59%)	$259,300 (+19.99%) Land $85,200 Building $174,100
2022	$3,911.00	$216,100 Land $71,000 Building $145,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20 Independence Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	10 (1996–2010)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Feb 2010 · Severe Winter Storm
Claims by Event	Severe Winter Storm, Feb 2010 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims Severe Storms And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Independence Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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