20 Hyde Cir, Watchung, NJ 07069 Property Records

Somerset County and Watchung Borough property record for 20 Hyde Cir, Watchung, NJ 07069

Property Summary

Property Type	Single Family Home
Details	3,743 sqft · built 1979
Lot Size	1.43 acres (62,291 sqft)
Owner	Individual Name on File
Last Sale	$865,000 (Jul 2019)
Tax Bill	$20,527 (2025)
Deeds & Mortgages	Oct 2022 Construction Loan Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-06502-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`21-06502-0000-00009`
Alternative APNs	`210650200009` `S001`

Interior

Stories	1 Story
Building Area	3,743 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Frame
Construction Type	Frame
Lot Area	62,291 sqft
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	S001
Street Address	20 HYDE CIR
City	WATCHUNG
State	NJ
Zip	07069-6407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-R
Legal Subdivision	MOUNTAINTOP HOLDING CO INC
Legal Block	6502
Legal Lot Number	9
Jurisdiction	SOMERSET NJ
Township / Civil Division	WATCHUNG
Census Block Group	2
Census Block	2009
Census Tract	52300

Owner

20 Hyde Cir is owned and occupied by an individual who bought it in July 2019.

Source: Somerset County and Watchung Borough records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	20 HYDE CIR, WATCHUNG, NJ 07069-6407
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Deed of Trust, Mortgage · Construction Mortgage ROC FUNDING GROUP LLC
Mar 8, 2022	Deed of Trust, Mortgage ARMINDO TEIXEIRA
Mar 26, 2021	Deed of Trust, Mortgage · SBA Mortgage NEWTEK SMALL BUSINESS FINANCE LLC
Jun 4, 2020	Deed of Trust, Construction Loan · Construction Mortgage GILLIS FAMILY TRUST (PT)
Jul 19, 2019	Bargain and Sale Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2019 · Amount on File
Deed Sale	Jul 19, 2019 · Amount on File
Deed Document Number	201925892
Deed Book / Page	7134 / 2238
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	20 HYDE CIR, WATCHUNG, NJ 07069-6407
Transaction Type	Mortgage
Record Updated	Nov 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043307
Date	Oct 21, 2022
Book Page	7476/918
Instrument	2022043307

Lender

Name	ROC FUNDING GROUP LLC
Type	Non-Lending Institution
Address	STATEN ISLAND, NY 10304

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	20 HYDE CIR, WATCHUNG, NJ 07069-6407
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HYDE CIR, WATCHUNG, NJ 07069-6407

Mortgage

Document Number	0000009871
Date	Mar 8, 2022
Book Page	7429/2628
Instrument	2022009871

Lender

Name	ARMINDO TEIXEIRA
Type	Private Party
Address	4 WALNUT CT, WARREN, NJ 07059

Agreement

Amount	Amount on Record

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	20 HYDE CIR, WATCHUNG, NJ 07069-6407
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019720
Date	Mar 26, 2021
Book Page	7324/2741
Instrument	2021019720

Lender

Name	NEWTEK SMALL BUSINESS FINANCE LLC
Type	Non-Lending Institution
Address	NEW HYDE PARK, NY 11042

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	77 Months
Due	Aug 22, 2027

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Recording Date	Jun 4, 2020
Property Address	20 HYDE CIR, WATCHUNG, NJ 07069-6407
Document Number	0000023028
Book / Page	007216 / 001611
Instrument Date	Apr 30, 2020
Instrument	23028
Transaction Type	Construction Loan
Record Updated	Aug 4, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HYDE CIR WATCHUNG NJ 070696407, WATCHUNG, NJ 07069-6407

Mortgage

Document Number	0000023028
Date	Jun 4, 2020
Book Page	007216/001611
Instrument	23028

Lender

Name	GILLIS FAMILY TRUST (PT)
Address	525 BOULEVARD, KENILWORTH, NJ 07033-1611

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 3, 2021

July 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jul 19, 2019
Property Address	20 HYDE CIR, WATCHUNG, NJ 07069-6407
Document Number	0000025892
Book / Page	7134 / 2238
Map Reference	MAP 1704
Instrument Date	Jul 19, 2019
Instrument	2019025892
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,824.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49 LAGOON DR E, 49, BRICK, NJ 08723-5743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HYDE CIR, WATCHUNG, NJ 07069-6407

Mortgage

Document Number	0000025893
Date	Jul 19, 2019
Instrument	2019025893

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 20 Hyde Cir was $20,527, up 5.8% from the year before.

Source: Somerset County and Watchung Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Watchung Borough
Elementary School District	Watchung Borough School District (KG - 08)
Secondary School District	Watchung Hills Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,113,600 (+5.9%) Land $386,800 Building $726,800	$1,113,600 (+5.9%) Land $386,800 Building $726,800
2025	$20,527.00 (+5.77%)	$1,051,600 Land $361,500 Building $690,100	$1,051,600 Land $361,500 Building $690,100
2024	$19,408.00
2023		$916,700 Land $312,400 Building $604,300	$916,700 Land $312,400 Building $604,300
2022	$18,703.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Hyde Cir in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	23 (1979–2025)
Claims Outside the SFHA	16 of 23
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Hyde Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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