20 Hwy Ave, Saint Clair, MO 63077 Property Records

Franklin County property record for 20 Hwy Ave, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 943 sqft · built 1940
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Tax Bill	$1,182 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-7-35.0-1-002-028.000`

Property Details

APN / Parcel Number

Primary APN	`22-7-35.0-1-002-028.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	943 sqft Living Area

Exterior

Year Built	Built 1940
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	21,780 sqft (0.5 acres)
Shed	1 Shed

Location & Zoning

Street Address	20 HIGHWAY AVE
City	SAINT CLAIR
State	MO
Zip	63077-1432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:1,2&3 CEDAR CREST ADDN
Legal Range	01W
Legal Township	42
Legal Section	35
Legal Quarter	NE
Legal Subdivision	CEDAR CREST (LOC 22)
Legal Block	1
Legal Lot Number	1-3 2
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	1
Census Block	1027
Census Tract	800903

Owner

20 Hwy Ave is owned and occupied by an individual who acquired it in June 2020.

Source: Franklin County records, as of November 10, 2025

Owner of Record	Individual Name on File
Mailing Address	20 HIGHWAY AVE, SAINT CLAIR, MO 63077-1432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2020
Deed Sale	Jun 15, 2020
Prior Sale	Aug 25, 2008
Deed Document Number	2009131
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 15, 2020
Property Address	20 HIGHWAY AVE, SAINT CLAIR, MO 63077-1432
Document Number	0000009131
Instrument Date	Jun 5, 2020
Instrument	9131
Transaction Type	Transfer
Record Updated	Jul 10, 2020
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HIGHWAY AVE ST CLAIR MO 630771432, ST CLAIR, MO 63077-1432

Mortgage

Document Number	9132
Date	Jun 15, 2020
Instrument	9132

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60619

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20 Hwy Ave was $1,182.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	St. Clair City
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,182.00	$17,558	$92,410 Land $18,220 Building $74,190
2023	$925.00 (+9.08%)	$14,853	$78,170 Land $18,220 Building $59,950
2022	$848.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Hwy Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Hwy Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CLAIR PWS serves 4,700 people · EPA ID MO6010708
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100