Enfield Town property record for 20 Howard St, Enfield, CT 06082
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1957 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Dec 2025) |
| Tax Bill | $4,927 (2025) |
| Deeds & Mortgages | Jan 2022 Refinance Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | ENFI M:054 L:0251 |
| Primary APN | ENFI M:054 L:0251 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 2,272 sqft |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 400 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 92300020050 |
|---|---|
| Street Address | 20 HOWARD ST |
| City | ENFIELD |
| State | CT |
| Zip | 06082-5006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R33 |
| Legal Lot Number | 251 |
| Jurisdiction | ENFIELD CT |
| Township / Civil Division | ENFIELD |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 481100 |
Source: Enfield Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 HOWARD ST, ENFIELD, CT 06082-5006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jan 3, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK |
| Dec 8, 2025 | Warranty Deed, Transfer · Conventional Mortgage NBKC BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2025 · Amount on Record |
| Deed Sale | Dec 8, 2025 · Amount on Record |
| Prior Sale | Apr 24, 2015 · Amount on Record |
| Deed Document Number | 20252026009236 |
| Deed Book / Page | 2959 / 495 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ENFIELD CT |
| Property Address | 20 HOWARD ST, ENFIELD, CT 06082-5006 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002826-427 |
|---|---|
| Date | Jan 3, 2022 |
| Book Page | 2826/427 |
| Instrument | 2022011482 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ENFIELD CT |
| Recording Date | Dec 8, 2025 |
| Property Address | 20 HOWARD ST, ENFIELD, CT 06082-5006 |
| Document Number | 002959-495 |
| Book / Page | 2959 / 495 |
| Instrument Date | Dec 4, 2025 |
| Instrument | 2026009236 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 HOWARD ST, ENFIELD, CT 06082-5006 |
| Document Number | 2026009237 |
|---|---|
| Date | Dec 8, 2025 |
| Instrument | 2026009237 |
| Name | NBKC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
Source: Enfield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Enfield Town |
| Unified School District | Enfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,927.00 | $140,800 (+2.03%) Land $56,600 Building $84,200 | $98,560 Land $39,620 Building $58,940 |
| 2024 | $4,927.00 (+5.64%) | ||
| 2023 | $4,664.00 (+10.13%) | $138,000 (-) Land $56,600 Building $81,400 | |
| 2022 | $4,235.00 | $138,000 Land $56,600 Building $81,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAZARDVILLE WATER COMPANY private · serves 18,544 people · EPA ID CT0490021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Cox Communications Fiber | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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