20 Howard Dr, Hamden, CT 06514 Property Records

Hamden Town property record for 20 Howard Dr, Hamden, CT 06514

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,192 sqft · built 1953
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on File
Last Sale$204,000 (Dec 2016)
Tax Bill$11,095 (2024)
Deeds & MortgagesMar 2024 Refinance
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNHAMD M:2627 B:004 L:00-0000

Property Details

APN / Parcel Number

Primary APNHAMD M:2627 B:004 L:00-0000
Alternative APN
  • M:2627 B:004 L:00=0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,192 sqft Living Area
Gross Area3,027 sqft
1st Floor Area1,116 sqft
AtticAttic
Attic Area252 sqft
Basement Area1,116 sqft
Unfinished Basement1,116 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,375 sqft (0.33 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address20 HOWARD DR
CityHAMDEN
StateCT
Zip06514-1817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Block4
Legal Lot Number0000
JurisdictionHAMDEN CT
Township / Civil DivisionHAMDEN
Census Block Group3
Census Block3008
Census Tract165801

Owner

Source: Hamden Town records · APN HAMD M:2627 B:004 L:00-0000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20 HOWARD DR, HAMDEN, CT 06514-1817
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 05, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
ENCORE SFR FINANCE LLC
Nov 07, 2019Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 28, 2016 · Amount on Record
Deed SaleDec 28, 2016 · Amount on Record
Prior SaleAug 30, 2016 · Amount on Record
Deed Book / Page4378 / 273
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMDEN CT
Property Address20 HOWARD DR, HAMDEN, CT 06514-1817
Transaction TypeMortgage
Record UpdatedDec 05, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005159-58
DateMar 05, 2024
Book Page5159/58
Instrument1246
Lender
NameENCORE SFR FINANCE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term85 Months
DueApr 01, 2031

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMDEN CT
Property Address20 HOWARD DR, HAMDEN, CT 06514-1817
Document Number4654-85
Instrument DateNov 07, 2019
Transaction TypeMortgage
Record UpdatedJan 13, 2020
Title CompanyUNKNOWN

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 HOWARD DR HAMDEN CT 065141817, HAMDEN, CT 06514-1817

Mortgage

Document Number4654-85
DateNov 18, 2019
Book Page004654/000085
Lender
NamePENNYMAC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 17, 2049

Tax Assessment & Valuation

Source: Hamden Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionHamden Town
Unified School DistrictHamden School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$213,850 (+79.18%) Land $55,650 Building $158,200$149,695 Land $38,955 Building $110,740
2024$11,095.00 (+67.17%)$119,350 (-) Land $38,990 Building $80,360
2023$6,637.00$119,350 Land $38,990 Building $80,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 236 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemREGIONAL WATER AUTHORITY
serves 418,900 people
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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