20 Horner Rd, Gettysburg, PA 17325 Property Records

Adams County property record for 20 Horner Rd, Gettysburg, PA 17325

Property Summary

Property TypeRural Home
Details6 bd · 1.5 ba · 3,080 sqft · built 1819
Lot Size121 acres (5,309,528 sqft)
Owner2 Individual Names on File
Last Sale$775,000 (Oct 2020)
Tax Bill$7,767 (2026)
Deeds & MortgagesOct 2023 Line of Credit
Apr 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN09 F18-0015-000

Property Details

APN / Parcel Number

Primary APN09 F18-0015-000

Interior

Bedrooms6 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Building Area3,080 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1819
Effective Year BuiltEffective 1819
Lot Area5,309,528 sqft (121 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address20 HORNER RD
CityGETTYSBURG
StatePA
Zip17325-8648
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeA
Legal SubdivisionJOHN BUSH HORNER ESTATE
Legal Lot NumberL-0001
JurisdictionADAMS PA
Township / Civil DivisionCUMBERLAND
Census Block Group2
Census Block2079
Census Tract31402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedHorner House and Barn
listed 2007 · NRIS 07000468

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

20 Horner Rd, a rural home, is owned by two individuals who bought it in October 2020.

Source: Adams County records, as of June 19, 2026

Owner of Record2 Individual Names on File
Mailing Address586 IRISHTOWN RD, NEW OXFORD, PA 17350-9593
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2023Deed of Trust, Mortgage · Line of Credit
UNIVEST BANK & TRUST CO
Apr 19, 2022Deed of Trust, Mortgage · Line of Credit
UNIVEST BANK & TRUST CO
Oct 16, 2020Deed of Trust, Mortgage · Line of Credit
UNIVEST BANK & TRUST CO
Oct 16, 2020Deed, Transfer · Line of Credit
UNIVEST BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2020 · Amount on File
Deed SaleOct 16, 2020 · Amount on File
Deed Document Number202012995
Deed Book / Page6682 / 224
Prior Transfer DateAug 25, 2007
Prior Transfer Doc4960/307
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS PA
Property Address20 HORNER RD, GETTYSBURG, PA 17325-8648
Transaction TypeMortgage
Record UpdatedOct 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1025 VINTAGE RD A, A, QUARRYVILLE, PA 17566-9465

Mortgage

Document Number007141/749
DateOct 3, 2023
Book Page7141/749
Lender
NameUNIVEST BANK & TRUST CO
TypeBank
AddressSOUDERTON, PA 18964
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueSep 30, 2033

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS PA
Property Address20 HORNER RD, GETTYSBURG, PA 17325-8648
Transaction TypeMortgage
Record UpdatedMay 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1025A VINTAGE RD, QUARRYVILLE, PA 17566-9465

Mortgage

Document Number006952/476
DateApr 19, 2022
Book Page6952/476
Lender
NameUNIVEST BANK & TRUST CO
TypeBank
AddressSOUDERTON, PA 18964
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS PA
Property Address20 HORNER RD, GETTYSBURG, PA 17325-8648
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1025A VINTAGE RD, QUARRYVILLE, PA 17566-9465

Mortgage

Document Number6682/288
DateOct 16, 2020
Book Page6682/288
Instrument202000012998
Lender
NameUNIVEST BANK & TRUST CO
TypeBank
AddressSOUDERTON, PA 18964
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueOct 15, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionADAMS PA
Recording DateOct 16, 2020
Property Address20 HORNER RD, GETTYSBURG, PA 17325-8648
Document Number6682/224
Book / Page6682 / 224
Map ReferenceMB 227 PG 552
Instrument DateOct 15, 2020
Instrument202000012995
Transaction TypeTransfer
Record UpdatedMay 18, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20 HORNER RD, 20, GETTYSBURG, PA 17325-8648

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20 HORNER RD, GETTYSBURG, PA 17325-8648

Mortgage

Document Number202000012996
DateOct 16, 2020
Instrument202000012996
Lender
NameUNIVEST BANK & TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueOct 30, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 20 Horner Rd was $7,767.

Source: Adams County assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyAdams County
County SubdivisionCumberland Township
Unified School DistrictGettysburg Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,767.00$403,000 Land $100,600 Building $302,400
2024$5,841.00$327,300 (-) Land $100,600 Building $226,700
2023$5,841.00 Additional exemption filed$327,300 Land $100,600 Building $226,700
2010$776,700 Land $474,300 Building $302,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Horner Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1996)
Most Recent ClaimJun 1996 · Flooding, Severe Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Horner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Horner Rd

Nearby Streets

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