20 Hopkinton Rd, Upton, MA 01568 Property Records

Worcester County and Upton Town property record for 20 Hopkinton Rd, Upton, MA 01568

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,424 sqft · built 1992
Lot Size	0.97 acres (42,253 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (May 2019)
Tax Bill	$7,679 (2026)
Deeds & Mortgages	Aug 2017 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:016 B:L:004-02`

Property Details

APN / Parcel Number

Primary APN	`M:016 B:L:004-02`
Alternative APNs	`UPTO M:016 L:004.02` `885`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,424 sqft Living Area
Gross Area	3,536 sqft
1st Floor Area	1,424 sqft
Basement Area	1,008 sqft
Unfinished Basement	508 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,253 sqft (0.97 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	20 HOPKINTON RD
City	UPTON
State	MA
Zip	01568-1014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Lot Number	4.02
Jurisdiction	UPTON MA
Township / Civil Division	UPTON
Census Block Group	2
Census Block	2001
Census Tract	743100

Owner

20 Hopkinton Rd is owned and occupied by two individuals who bought it in May 2019.

Source: Worcester County and Upton Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 HOPKINTON RD, UPTON, MA 01568-1014
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2017	Deed of Trust, Mortgage NORTHPOINTE BANK
May 23, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DIGITAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2019 · Amount on File
Deed Sale	May 23, 2019 · Amount on File
Prior Sale	Jun 20, 2003 · Amount on File
Deed Document Number	201946759
Deed Book / Page	60447 / 199
Prior Transfer Date	May 21, 2019
Prior Transfer Doc	60447-199
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	20 HOPKINTON RD, UPTON, MA 01568-1014
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57554-210
Date	Aug 9, 2017
Book Page	57554/210
Instrument	86263

Lender

Name	NORTHPOINTE BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UPTON MA
Recording Date	May 23, 2019
Property Address	20 HOPKINTON RD, UPTON, MA 01568-1014
Document Number	60447-199
Book / Page	60447 / 199
Instrument Date	May 21, 2019
Instrument	46759
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HOPKINTON RD, UPTON, MA 01568-1014

Mortgage

Document Number	46760
Date	May 23, 2019
Instrument	46760

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 20 Hopkinton Rd was $7,679, up 1.6% from the year before.

Source: Worcester County and Upton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Upton Town
Unified School District	Mendon-Upton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,679.00 (+1.59%)	$587,100 (+2.14%) Land $240,100 Building $347,000	$600,122 (-4%)
2025	$7,559.00 (-0.29%)	$574,800 (+3.72%) Land $240,100 Building $334,700	$625,100 (-2.49%)
2024	$7,581.00 (+30.91%)	$554,200 (+32.74%) Land $233,600 Building $320,600	$641,060
2023	$5,791.00	$417,500 Land $194,700 Building $222,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Hopkinton Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Hopkinton Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPTON DPW WATER/WASTEWATER DIVISION serves 4,420 people · EPA ID MA2303000
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	11 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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