Merrimack County and Concord City property record for 20 Holt St, Concord, NH 03301
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,365 sqft · built 1880 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $377,533 (May 2018) |
| Tax Bill | $12,404 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Oct 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CNCD M:7322Z B:105 |
| Primary APN | CNCD M:7322Z B:105 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,365 sqft Living Area |
| Gross Area | 4,286 sqft |
| 1st Floor Area | 1,032 sqft |
| Attic | Attic |
| Attic Area | 952 sqft |
| Basement Area | 1,032 sqft |
| Unfinished Basement | 1,032 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 20 HOLT ST |
|---|---|
| City | CONCORD |
| State | NH |
| Zip | 03301-2925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RN |
| Legal Block | 105 |
| Legal Lot Number | 1 |
| Jurisdiction | CONCORD CITY NH |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 32300 |
20 Holt St is owned by two individuals who bought it in May 2018.
Source: Merrimack County and Concord City records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 100 SCHOOL ST, CONCORD, NH 03301-2922 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Oct 22, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG |
| Aug 13, 2019 | Deed of Trust, Mortgage · VA Mortgage NORTHPOINT MTG |
| Jun 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MERRIMACK CNTY SVGS BK |
| May 21, 2018 | Deed of Trust, Mortgage · VA Mortgage NORTHPOINT MTG |
| Apr 27, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2018 · Amount on File |
| Deed Sale | May 23, 2018 · Amount on File |
| Prior Sale | Feb 21, 2006 · Amount on File |
| Deed Document Number | 20188371 |
| Deed Book / Page | 3595 / 137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Recording Date | May 19, 2026 |
| Property Address | 20 HOLT ST, CONCORD, NH 03301-2925 |
| Document Number | 0000007763 |
| Book / Page | 3930 / 24 |
| Instrument Date | May 2, 2026 |
| Instrument | 20267763 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20 HOLT ST, CONCORD, NH 03301-2925 |
| Document Number | 0000007763, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 3930/24 |
| Instrument | 20267763 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 20 HOLT ST, CONCORD, NH 03301-2925 |
| Document Number | 0037040907 |
| Instrument Date | Oct 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 HOLT ST CONCORD NH 033012925, CONCORD, NH 03301-2925 |
| Document Number | 0037040907 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 003704/000907 |
| Instrument | 24144 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 20 HOLT ST, CONCORD, NH 03301-2925 |
| Document Number | 0036422745 |
| Instrument Date | Aug 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 HOLT ST CONCORD NH 033012925, CONCORD, NH 03301-2925 |
| Document Number | 0036422745 |
|---|---|
| Date | Aug 19, 2019 |
| Book Page | 003642/002745 |
| Instrument | 14620 |
| Name | NORTHPOINT MTG |
|---|---|
| Type | Mortgage Company |
| Address | FISKDALE, MA 01518 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 18, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 20 HOLT ST, CONCORD, NH 03301-2925 |
| Document Number | 0035970363 |
| Instrument Date | Jun 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 HOLT ST CONCORD NH 033012925, CONCORD, NH 03301-2925 |
| Document Number | 0035970363 |
|---|---|
| Date | Jun 12, 2018 |
| Book Page | 003597/000363 |
| Instrument | 9723 |
| Name | MERRIMACK CNTY SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CONCORD, NH 03302-2826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 11, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 20 HOLT ST, CONCORD, NH 03301-2925 |
| Document Number | 0035950139 |
| Instrument Date | May 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 HOLT ST CONCORD NH 033012925, CONCORD, NH 03301-2925 |
| Document Number | 0035950139 |
|---|---|
| Date | May 23, 2018 |
| Book Page | 003595/000139 |
| Instrument | 8372 |
| Name | NORTHPOINT MTG |
|---|---|
| Type | Mortgage Company |
| Address | FISKDALE, MA 01518 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 22, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Recording Date | Apr 27, 2018 |
| Property Address | 20 HOLT ST, CONCORD, NH 03301-2925 |
| Document Number | 0035921536 |
| Book / Page | 003592 / 001536 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 6726 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $10,725.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 HOLT ST CONCORD NH 033012925, CONCORD, NH 03301-2925 |
The 2025 property tax bill for 20 Holt St was $12,404.
Source: Merrimack County and Concord City assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Merrimack County |
| Municipality | Concord City |
| Unified School District | Concord School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,404.00 | $426,100 Land $116,900 Building $309,200 | |
| 2023 | $11,410.00 (+3.75%) | $424,800 (-) Land $116,900 Building $307,900 | $990,850 |
| 2022 | $10,998.00 | $424,800 Land $116,900 Building $307,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Holt St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20 Holt St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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