20 Holmes Rd, Lexington, MA 02420 Property Records

Middlesex County and Lexington Town property record for 20 Holmes Rd, Lexington, MA 02420

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,328 sqft · built 1960
Lot Size	0.739 acres (32,178 sqft)
Owner	Trust Name on File
Tax Bill	$18,403 (2026)
Deeds & Mortgages	Jul 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`LEXI M:0069 L:000020`

Property Details

APN / Parcel Number

Primary APN	`LEXI M:0069 L:000020`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,328 sqft Living Area
Gross Area	4,277 sqft
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	855 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,178 sqft (0.739 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	20 HOLMES RD
City	LEXINGTON
State	MA
Zip	02420-1917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Lot Number	20
Jurisdiction	LEXINGTON MA
Township / Civil Division	LEXINGTON
Census Block Group	1
Census Block	1009
Census Tract	358500

Owner

20 Holmes Rd is owner-occupied and held in a trust since December 2013.

Source: Middlesex County and Lexington Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	20 HOLMES RD, LEXINGTON, MA 02420-1917
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2013
Deed Sale	Dec 10, 2013
Prior Sale	Aug 22, 1991 · Amount on File
Deed Document Number	201325
Deed Book / Page	63040 / 133
Transfer Doc	63040-133
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON MA
Property Address	20 HOLMES RD, LEXINGTON, MA 02420-1917
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0084430-77
Date	Jul 31, 2025
Book Page	84430/77
Instrument	90129

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 20 Holmes Rd was $18,403, up 4.3% from the year before.

Source: Middlesex County and Lexington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Lexington Town
Unified School District	Lexington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,403.00 (+4.28%)	$1,495,000 (+3.6%) Land $842,000 Building $653,000	$1,665,540 (-)
2025	$17,648.00 (+2.68%)	$1,443,000 (+2.85%) Land $802,000 Building $641,000	$1,665,540 (-1.85%)
2024	$17,187.00 (+2.09%)	$1,403,000 (+8.34%) Land $764,000 Building $639,000	$1,696,985
2023	$16,835.00	$1,295,000 Land $695,000 Building $600,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Holmes Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (1982–2010)
Claims Outside the SFHA	8 of 15
Most Recent Claim	Apr 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2010 · 7 claims Severe Storms And Flooding, Mar 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Holmes Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEXINGTON WATER DEPT. (MWRA) serves 34,074 people · EPA ID MA3155000
Water Source	Purchased surface water from MWRA
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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