20 Holly Ln, Cresskill, NJ 07626 Property Records

Bergen County and Cresskill Borough property record for 20 Holly Ln, Cresskill, NJ 07626

Property Summary

Property Type	Single Family Home
Details	2,632 sqft · built 1951
Lot Size	0.184 acres (8,002 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Jul 2002)
Tax Bill	$18,034 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00198-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`08-00198-0000-00004`
Alternative APNs	`080019800004` `246500`

Interior

Stories	1 Story
Building Area	2,632 sqft Living Area
1st Floor Area	2,632 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame
Lot Area	8,002 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	246500
Street Address	20 HOLLY LN
City	CRESSKILL
State	NJ
Zip	07626-1110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	80X100 3.1LT
Legal Block	198
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	CRESSKILL
Census Block Group	3
Census Block	3031
Census Tract	8001

Owner

Source: Bergen County and Cresskill Borough records · APN 08-00198-0000-00004

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	73 SHORT PL, CRESSKILL, NJ 07626-1226
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 19, 2002 · Amount on Record
Deed Sale	Jul 19, 2002 · Amount on Record
Prior Sale	Sep 02, 1998 · Amount on Record
Deed Book / Page	8491 / 855
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	20 HOLLY LN, CRESSKILL, NJ 07626-1110
Document Number	0038890087
Instrument Date	Nov 17, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 HOLLY LN GARFIELD NJ 070263565, GARFIELD, NJ 07026-3565

Mortgage

Document Number	0038890087
Date	Dec 30, 2020
Book Page	003889/000087

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2050

Tax Assessment & Valuation

Source: Bergen County and Cresskill Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Cresskill Borough
Unified School District	Cresskill Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$898,500 (+13.05%) Land $449,000 Building $449,500	$898,500 (+13.05%) Land $449,000 Building $449,500
2025	$18,034.00 (+6.93%)	$794,800 (+14.06%) Land $375,500 Building $419,300	$794,800 (+14.06%) Land $375,500 Building $419,300
2024	$16,865.00 (+6.6%)
2023		$696,800 Land $312,000 Building $384,800	$696,800 Land $312,000 Building $384,800
2022	$15,821.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 551 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.