20 Holland Ter, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 20 Holland Ter, Needham, MA 02492

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 872 sqft · built 1924
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$1,100,000 (Mar 2026)
Tax Bill	$10,365 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:0540006600000`

Property Details

APN / Parcel Number

Primary APN	`M:0540006600000`
Alternative APN	`NEED M:054.0 B:0066 L:0000.0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	872 sqft Living Area
Gross Area	1,488 sqft
1st Floor Area	872 sqft
Basement Area	832 sqft
Unfinished Basement	532 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1998
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	20 HOLLAND TER
City	NEEDHAM
State	MA
Zip	02492-3537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Block	66
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	2
Census Block	2009
Census Tract	457200

Owner

20 Holland Ter is owned by an individual who bought it in March 2026.

Source: Norfolk County and Needham Town records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	21 HOLLAND TER, NEEDHAM, MA 02492-3521
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEEDHAM BANK
Jun 9, 2026	Quit Claim Deed, Transfer Quitclaim
Mar 6, 2026	Quit Claim Deed, Transfer CITIBANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2026 · Amount on File
Deed Sale	Mar 6, 2026 · Amount on File
Prior Sale	Jul 30, 2004 · Amount on File
Deed Document Number	202614159
Deed Book / Page	42970 / 375
Prior Transfer Date	Feb 24, 2026
Prior Transfer Doc	042970-375
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Recording Date	Jul 2, 2026
Property Address	20 HOLLAND TER, NEEDHAM, MA 02492-3537
Document Number	0000046363
Book / Page	43216 / 442
Instrument Date	Jul 2, 2026
Instrument	202646363
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HOLLAND TER, NEEDHAM, MA 02492-3537

Mortgage

Document Number	0000046363,
Date	Jul 2, 2026
Book Page	43216/442
Instrument	202646363

Lender

Name	NEEDHAM BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Jun 9, 2026
Property Address	20 HOLLAND TER, NEEDHAM, MA 02492-3537
Document Number	043160-234
Book / Page	43160 / 234
Instrument Date	Jun 5, 2026
Instrument	202638985
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 HOLLAND TER, NEEDHAM, MA 02492-3521

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Mar 6, 2026
Property Address	20 HOLLAND TER, NEEDHAM, MA 02492-3537
Document Number	042970-375
Book / Page	42970 / 375
Instrument Date	Feb 24, 2026
Instrument	14159
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 HOLLAND TER, NEEDHAM, MA 02492-3521

Mortgage

Document Number	0000014160
Date	Mar 6, 2026
Instrument	14160

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Apr 1, 2033
Index	Other

Tax Assessment & Valuation

The 2025 property tax bill for 20 Holland Ter was $10,365.

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,365.00	$977,800 Land $786,300 Building $191,500	$1,320,310 (+22.97%)
2024			$1,073,690
2023	$10,753.00	$824,600 Land $571,000 Building $253,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Holland Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20 Holland Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

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