20 Hillside Ter, Winchendon, MA 01475 Property Records

Worcester County and Winchendon Town property record for 20 Hillside Ter, Winchendon, MA 01475

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,834 sqft · built 1987
Lot Size	1 acres (43,560 sqft)
Owner	2 Trust Names on File
Last Sale	$277,300 (May 2004)
Tax Bill	$5,728 (2025)
Deeds & Mortgages	Mar 2026 Transfer Dec 2021 Line of Credit + 1 more
APN	`WINC M:13 B:0 L:159`

Property Details

APN / Parcel Number

Primary APN	`WINC M:13 B:0 L:159`
Alternative APN	`WCDN M:13 B:0 L:159`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,834 sqft Living Area
Gross Area	4,695 sqft
Basement Area	1,834 sqft
Unfinished Basement	1,834 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	20 HILLSIDE TER
City	WINCHENDON
State	MA
Zip	01475-2085
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	159
Jurisdiction	WINCHENDON MA
Township / Civil Division	WINCHENDON
Census Block Group	3
Census Block	3029
Census Tract	701101

Owner

20 Hillside Ter is owner-occupied and held in a trust since February 2026.

Source: Worcester County and Winchendon Town records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	20 HILLSIDE TER, WINCHENDON, MA 01475-2085
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Quit Claim Deed, Transfer Quitclaim
Dec 10, 2021	Deed of Trust, Mortgage · Line of Credit MILLS 42 CREDIT UNION
Jan 28, 2021	Deed of Trust, Mortgage · Line of Credit MILLS 42 CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2004 · Amount on File
Deed Sale	May 14, 2004 · Amount on File
Prior Sale	May 14, 1993 · Amount on File
Deed Book / Page	33606 / 201
Last Transfer Date	Feb 12, 2026
Transfer Doc	073278-331
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHENDON MA
Recording Date	Mar 6, 2026
Property Address	20 HILLSIDE TER, WINCHENDON, MA 01475-2085
Document Number	073278-331
Book / Page	73278 / 331
Instrument Date	Feb 12, 2026
Instrument	17172
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HILLSIDE TER, WINCHENDON, MA 01475-2085

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Property Address	20 HILLSIDE TER, WINCHENDON, MA 01475-2085
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066720-352
Date	Dec 10, 2021
Book Page	66720/352
Instrument	173014

Lender

Name	MILLS 42 CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Property Address	20 HILLSIDE TER, WINCHENDON, MA 01475-2085
Transaction Type	Mortgage
Record Updated	Feb 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64342-296
Date	Jan 28, 2021
Book Page	64342/296
Instrument	13357

Lender

Name	MILLS 42 CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2046

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20 Hillside Ter was $5,728, up 4.2% from the year before.

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Winchendon Town
Unified School District	Winchendon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,728.00 (+4.24%)	$487,500 (+11.25%) Land $54,500 Building $433,000	$426,645 (+9.51%)
2024	$5,495.00 (+3.25%)	$438,200 (+10.32%) Land $54,500 Building $383,700	$389,595
2023	$5,322.00	$397,200 Land $52,300 Building $344,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 20 Hillside Ter.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Hillside Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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