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20 Hillcrest Rd, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 20 Hillcrest Rd, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,657 sqft · built 1906
Lot Size0.525 acres (22,869 sqft)
Owner2 Individual Names on File
Last Sale$1,657,260 (Jun 2025)
Tax Bill$14,765 (2025)
Deeds & MortgagesJun 2025 Sale & Mortgage
Jun 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNREAD M:010.0-0000-0346.0

Property Details

APN / Parcel Number

Primary APNREAD M:010.0-0000-0346.0
Alternative APNs
  • M:010.0=0000=0346.0
  • 390000000400
  • 390000000

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories3 Stories
Building Area2,657 sqft Living Area
Gross Area5,130 sqft
Basement Area1,359 sqft
Unfinished Basement1,359 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 2020
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area22,869 sqft (0.525 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number390000000400
Street Address20 HILLCREST RD
CityREADING
StateMA
Zip01867-3305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS15
Legal SubdivisionREADING
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group3
Census Block3009
Census Tract334100

Owner

Source: Middlesex County and Reading Town records · APN READ M:010.0-0000-0346.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20 HILLCREST RD, READING, MA 01867-3305
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2025Quit Claim Deed, Transfer · Stand-Alone First Mortgage
INSTITUTION FOR SAVINGS NEWBURYPORT
Jun 25, 2019Quit Claim Deed, Transfer
BANK OF AMERICA
Jun 23, 2017Quit Claim Deed, Transfer
GMH MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 20, 2025 · Amount on Record
Deed SaleJun 20, 2025 · Amount on Record
Prior SaleJun 25, 2019 · Amount on Record
Deed Book / Page84251 / 560
Record UpdatedSep 20, 2026

June 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateJun 20, 2025
Property Address20 HILLCREST RD, READING, MA 01867-3305
Document Number084251-560
Book / Page84251 / 560
Instrument DateJun 20, 2025
Instrument70203
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20 HILLCREST RD, READING, MA 01867-3305

Mortgage

Document Number0000070204
DateJun 20, 2025
Instrument70204
Lender
NameINSTITUTION FOR SAVINGS NEWBURYPORT
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateJun 25, 2019
Property Address20 HILLCREST RD, READING, MA 01867-3305
Document Number72818-127
Book / Page072818 / 000127
Instrument DateJun 20, 2019
Instrument87686
Transaction TypeTransfer
Record UpdatedJul 09, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,692.24
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20 HILLCREST RD READING MA 018673305, READING, MA 01867-3305

Mortgage

Document Number72818-132
DateJun 25, 2019
Book Page072818/000132
Instrument87687
Lender
NameBANK OF AMERICA
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueJun 24, 2049
Interest
Rate TypeAdjustable Rate

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateJun 23, 2017
Property Address20 HILLCREST RD, READING, MA 01867-3305
Document Number69481-553
Book / Page69481 / 553
Instrument95623
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$98.43
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 HILLCREST RD, READING, MA 01867-3305

Mortgage

Document Number694810557
DateJun 23, 2017
Instrument69481/0557
Lender
NameGMH MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
AmountAmount Recorded
Term360 Months
DueJun 23, 2047

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$14,765.00 (-1.23%)$1,296,300 (+1.63%) Land $607,200 Building $689,100$1,561,895 (+19.83%)
2024$14,949.00 (+6.23%)$1,275,500 (+14.12%) Land $597,300 Building $678,200$1,303,400
2023$14,072.00$1,117,700 Land $523,300 Building $594,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 424 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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