Norfolk County and Wellesley Town property record for 20 Hill Top Rd, Wellesley, MA 02482
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,835 sqft · built 1935 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,485,000 (Sep 2026) |
| Tax Bill | $13,160 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WELL M:110 R:035 S |
| Primary APN | WELL M:110 R:035 S |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,835 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 6,000 sqft (0.138 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 20 HILL TOP RD |
|---|---|
| City | WELLESLEY |
| State | MA |
| Zip | 02482-4707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR10 |
| Jurisdiction | WELLESLEY MA |
| Township / Civil Division | WELLESLEY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 404302 |
20 Hill Top Rd is owned and occupied by two individuals who bought it in September 2026.
Source: Norfolk County and Wellesley Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 HILL TOP RD, WELLESLEY, MA 02482-4707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2026 | Deed of Trust, Mortgage · ARM M & T BANK NA |
| Sep 17, 2026 | Quit Claim Deed, Transfer · ARM M & T BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2026 · Amount on File |
| Deed Sale | Sep 17, 2026 · Amount on File |
| Prior Sale | May 11, 2010 · Amount on File |
| Deed Document Number | 202667867 |
| Deed Book / Page | 43373 / 255 |
| Prior Transfer Date | Aug 7, 2026 |
| Prior Transfer Doc | 0000067867 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLESLEY MA |
| Recording Date | Sep 17, 2026 |
| Property Address | 20 HILL TOP RD, WELLESLEY, MA 02482-4707 |
| Document Number | 0000067868 |
| Book / Page | 43373 / 258 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 202667868 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20 HILL TOP RD, WELLESLEY, MA 02482-4707 |
| Document Number | 0000067868, |
|---|---|
| Date | Sep 17, 2026 |
| Book Page | 43373/258 |
| Instrument | 202667868 |
| Name | M & T BANK NA |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Type Change Date | Oct 1, 2033 |
| Index | Other |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WELLESLEY MA |
| Recording Date | Sep 17, 2026 |
| Property Address | 20 HILL TOP RD, WELLESLEY, MA 02482-4707 |
| Document Number | 0000067867 |
| Book / Page | 43373 / 255 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 202667867 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20 HILL TOP RD, WELLESLEY, MA 02482-4707 |
| Date | Sep 17, 2026 |
|---|
| Name | M & T BANK NA |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Type Change Date | Oct 1, 2033 |
| Index | Other |
| Margin | 3 |
| Max Rate | -1% |
The 2026 property tax bill for 20 Hill Top Rd was $13,160, down 2.9% from the year before.
Source: Norfolk County and Wellesley Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Wellesley Town |
| Unified School District | Wellesley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,160.00 (-2.94%) | $1,294,000 (-1.9%) Land $815,000 Building $479,000 | $1,395,973 (+27.63%) |
| 2025 | $13,559.00 (+6.33%) | $1,319,000 (+7.67%) Land $893,000 Building $426,000 | $1,093,735 (-0.26%) |
| 2024 | $12,752.00 (+1.62%) | $1,225,000 (+11.77%) Land $812,000 Building $413,000 | $1,096,585 |
| 2023 | $12,549.00 | $1,096,000 Land $719,000 Building $377,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Hill Top Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1982–2010) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 20 Hill Top Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WELLESLEY WATER DIVISION serves 29,550 people · EPA ID MA3317000 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: AT&T, T-Mobile.
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