20 Highgate Rd, Wayland, MA 01778 Property Records

Middlesex County and Wayland Town property record for 20 Highgate Rd, Wayland, MA 01778

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,768 sqft · built 1957
Lot Size	0.472 acres (20,547 sqft)
Owner	2 Company Names on Record
Last Sale	$582,000 (Aug 2015)
Tax Bill	$13,586 (2026)
Deeds & Mortgages	Jul 2026 Sale Dec 2025 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`WAYL M:42B L:055`

Property Details

APN / Parcel Number

Primary APN	`WAYL M:42B L:055`
Alternative APN	`M:42B P:055`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,768 sqft Living Area
Gross Area	4,016 sqft
1st Floor Area	1,160 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,547 sqft (0.472 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	20 HIGHGATE RD
City	WAYLAND
State	MA
Zip	01778-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Subdivision	PLAN 189P
Legal Lot Number	55
Jurisdiction	WAYLAND MA
Township / Civil Division	WAYLAND
Census Block Group	1
Census Block	1047
Census Tract	366202

Owner

Source: Middlesex County and Wayland Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	20 HIGHGATE RD, WAYLAND, MA 01778-3018
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed, Transfer
Dec 12, 2025	Deed of Trust, Mortgage · Line of Credit LEADER BANK NA
Jan 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Aug 10, 2021	Deed of Trust, Mortgage · ARM DIRECT CU
Aug 10, 2021	Deed of Trust, Mortgage · ARM DIRECT CU
Jan 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2015 · Amount on Record
Deed Sale	Aug 3, 2015 · Amount on Record
Prior Sale	May 11, 1998 · Amount on Record
Deed Document Number	20151706752
Deed Book / Page	1187 / 65
Transfer Doc	0001187-65
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WAYLAND MA
Recording Date	Jul 21, 2026
Property Address	20 HIGHGATE RD, WAYLAND, MA 01778-3018
Document Number	0002004432
Instrument Date	Jun 2, 2026
Instrument	20262004432
Transaction Type	Transfer
Record Updated	Aug 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HIGHGATE RD, WAYLAND, MA 01778-3018

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYLAND MA
Property Address	20 HIGHGATE RD, WAYLAND, MA 01778-3018
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001990807
Date	Dec 12, 2025
Instrument	1990807

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYLAND MA
Property Address	20 HIGHGATE RD, WAYLAND, MA 01778-3018
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001866677
Date	Jan 11, 2021
Instrument	1866677

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYLAND MA
Property Address	20 HIGHGATE RD, WAYLAND, MA 01778-3018
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001890072
Date	Aug 10, 2021
Instrument	1890072

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Sep 1, 2031
Index	1-Year CMT

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYLAND MA
Property Address	20 HIGHGATE RD, WAYLAND, MA 01778-3018
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1890072
Date	Aug 10, 2021
Instrument	1890072

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Sep 1, 2031
Index	1-Year CMT

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYLAND MA
Property Address	20 HIGHGATE RD, WAYLAND, MA 01778-3018
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1866677
Date	Jan 11, 2021
Instrument	1866677

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYLAND MA
Property Address	20 HIGHGATE RD, WAYLAND, MA 01778-3018
Document Number	0001850359
Instrument Date	Aug 5, 2020
Transaction Type	Mortgage
Record Updated	Sep 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HIGHGATE RD WAYLAND MA 017783018, WAYLAND, MA 01778-3018

Mortgage

Document Number	0001850359
Date	Aug 17, 2020
Instrument	1850359

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYLAND MA
Property Address	20 HIGHGATE RD, WAYLAND, MA 01778-3018
Document Number	0001835698
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 HIGHGATE RD WAYLAND MA 017783018, WAYLAND, MA 01778-3018

Mortgage

Document Number	0001835698
Date	Feb 5, 2020
Instrument	1835698

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2050

Tax Assessment & Valuation

Source: Middlesex County and Wayland Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wayland Town
Unified School District	Wayland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,586.00 (+1.93%)	$916,100 (+7.42%) Land $513,700 Building $402,400	$893,702 (-15.97%)
2025	$13,329.00 (+5.63%)	$852,800 (+4.9%) Land $480,200 Building $372,600	$1,063,525
2024	$12,618.00 (+3.89%)	$813,000 (+11.45%) Land $457,200 Building $355,800
2023	$12,146.00	$729,500 Land $415,600 Building $313,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	27 (1979–2014)
Claims Outside the SFHA	3 of 27
Most Recent Claim	Sep 2014 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2010 · 3 claims Severe Storms And Flooding, Mar 2001 · 2 claims Severe Storms & Flooding, Apr 1987 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAYLAND WATER DEPARTMENT serves 14,096 people · EPA ID MA3315000
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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