20 High St, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 20 High St, Spencer, MA 01562

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,481 sqft · built 1927
Lot Size0.284 acres (12,364 sqft)
OwnerIndividual Name on Record
Last Sale$275,000 (Sep 2021)
Tax Bill$34 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNSPEN M:00U13 B:00092 L:00000

Property Details

APN / Parcel Number

Primary APNSPEN M:00U13 B:00092 L:00000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,481 sqft Living Area
Gross Area2,632 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Architectural StyleBungalow
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,364 sqft (0.284 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Street Address20 HIGH ST
CitySPENCER
StateMA
Zip01562-2037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionSUBDIVISION LAND HARVARD
Legal Block92
JurisdictionSPENCER MA
Township / Civil DivisionSPENCER
Census Block Group1
Census Block1020
Census Tract726200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Spencer Town Center Historic District (Boundary Increase)
listed 2003 · 131 contributing resources · NRIS 03000685

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Worcester County and Spencer Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20 HIGH ST, SPENCER, MA 01562-2037
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2021 · Amount on Record
Deed SaleSep 27, 2021 · Amount on Record
Prior SaleMar 13, 2009 · Amount on Record
Deed Document Number2021134833
Deed Book / Page66150 / 152
Record UpdatedJun 8, 2026

September 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPENCER MA
Recording DateSep 27, 2021
Property Address20 HIGH ST, SPENCER, MA 01562-2037
Document Number66150-152
Book / Page66150 / 152
Instrument DateSep 27, 2021
Instrument134833
Transaction TypeTransfer
Record UpdatedOct 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address20 HIGH ST, SPENCER, MA 01562-2037

Mortgage

Document Number134834
DateSep 27, 2021
Instrument134834
Lender
NameNEWREZ LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionSpencer Town
Unified School DistrictSpencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$34.00 (-98.92%)$294,100 (+6.95%) Land $37,800 Building $256,300$343,995
2024$3,146.00 (+5.57%)$275,000 (+11.29%) Land $37,800 Building $237,200
2023$2,980.00$247,100 Land $37,800 Building $209,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPENCER WATER DEPARTMENT
serves 7,037 people · EPA ID MA2280000
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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