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20 High Gate Dr, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 20 High Gate Dr, Smithtown, NY 11787

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,506 sqft · built 1969
Lot Size0.84 acres (36,590 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Sep 1995)
Tax Bill$16,205 (2024)
Deeds & MortgagesDec 2022 Sale
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN473489 51.-3-38

Property Details

APN / Parcel Number

Primary APN473489 51.-3-38
Alternative APNs
  • 0800-051.00-03.00-038.000
  • 348905100000030380000000
  • 47340012907
  • S80377

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,506 sqft Living Area
Gross Area3,461 sqft
1st Floor Area1,354 sqft
2nd Floor Area1,152 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleColonial
Exterior MaterialComposition/Composite
Lot Area36,590 sqft (0.84 acres)
View / LotSuburban
Garage TypeAttached
Garage Area795 sqft
Parking Spaces3 Parking Spaces
PorchCovered Porch
Porch Area160 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Account NumberS80377
Street Address20 HIGH GATE DR
CitySMITHTOWN
StateNY
Zip11787-1500
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description11-458251 TC-66 *4589 LOT 124 LEGEND WOODS SEC 3
Legal SubdivisionMAP LEGEND WOODS SECTION THREE
Legal Block3
Legal Lot Number38
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group3
Census Block3000
Census Tract134902

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address20 HIGH GATE DR, SMITHTOWN, NY 11787-1500
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2022Deed, Transfer
Nov 21, 2017Deed of Trust, Mortgage · Conventional with PMI
TIAA FSB HOLDINGS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 1995 · Amount on File
Deed SaleSep 21, 1995 · Amount on File
Deed Book / Page11742 / 532
Last Transfer DateJul 7, 2022
Transfer Doc0131800613
Record UpdatedSep 20, 2026

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateDec 2, 2022
Property Address20 HIGH GATE DR, SMITHTOWN, NY 11787-1500
Document Number0131800613
Book / Page13180 / 613
Instrument DateJul 7, 2022
Transaction TypeTransfer
Record UpdatedJan 2, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 HIGH GATE DR, SMITHTOWN, NY 11787-1500

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address20 HIGH GATE DR, SMITHTOWN, NY 11787-1500
Document Number0228850617
Instrument DateNov 21, 2017
Transaction TypeMortgage
Record UpdatedMar 1, 2018
Title CompanyMAGNOLIA ABSTRACT SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20 HIGH GATE DR SMITHTOWN NY 117871500, SMITHTOWN, NY 11787-1500

Mortgage

Document Number0228850617
DateDec 20, 2017
Book Page022885/000617
Lender
NameTIAA FSB HOLDINGS INC
Address301 W BAY ST, JACKSONVILLE, FL 32202-5184
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueDec 19, 2047

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictSmithtown Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,655 (-) Land $575 Building $6,080$831,875 (+10,774.18%) Land $71,875 Building $760,000
2024$16,205.00
2023$6,655 (-) Land $575 Building $6,080$7,650 (+12.65%) Land $661 Building $6,989
2022Homeowner's exemption$6,655 Land $575 Building $6,080$6,791 Land $587 Building $6,204

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1991)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 1991 · Hurricane Bob

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSMITHTOWN WATER DISTRICT
serves 19,635 people · EPA ID NY5105656
Water SourcePurchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State InspectionDec 2025
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20

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