Kershaw County property record for 20 Hickory Point Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 2,296 sqft |
| Owner | Owner Name on File |
| Last Sale | $124,797 (Oct 2009) |
| Tax Bill | $1,071 (2025) |
| Deeds & Mortgages | Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 322-01-00-010-SCQ |
| Primary APN | 322-01-00-010-SCQ |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,296 sqft Gross Area |
| Gross Area | 1,302 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Vinyl |
|---|---|
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Porch | Porch |
| Porch Area | 114 sqft |
| Deck Area | 352 sqft |
| Account Number | 1127 |
|---|---|
| Old Parcel Number | 322-01-00-010 SCQ |
| Street Address | 20 HICKORY POINT LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-8914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | DIST:277F MAP REF:BK 38 PG 2500 |
| Legal Subdivision | HICKORY POINT SUB |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 970907 |
The current owner of 20 Hickory Point Ln bought it in October 2009.
Source: Kershaw County records, as of November 6, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 20 HICKORY POINT LN, ELGIN, SC 29045-8914 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Last Sale | Oct 22, 2009 · Amount on File |
|---|---|
| Deed Sale | Oct 22, 2009 · Amount on File |
| Prior Sale | Sep 25, 2009 · Amount on File |
| Deed Document Number | 0002590189 |
| Deed Book / Page | 2590 / 189 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 20 HICKORY POINT LN, ELGIN, SC 29045-8914 |
| Document Number | 0000008107 |
| Instrument Date | Sep 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 20 HICKORY POINT LN ELGIN SC 290458914, ELGIN, SC 29045-8914 |
| Document Number | 0000008107 |
|---|---|
| Date | Oct 7, 2019 |
| Book Page | 004104/000275 |
| Instrument | 8107 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 6, 2044 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 20 Hickory Point Ln was $1,071.
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,071.00 | $141,200 Land $20,000 Building $121,200 | $141,200 |
| 2023 | $61.00 | $141,200 Land $20,000 Building $121,200 | $141,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Hickory Point Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Hickory Point Ln is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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