20 Hickory Downs Dr, Siler City, NC 27344 Property Records

Chatham County property record for 20 Hickory Downs Dr, Siler City, NC 27344

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,279 sqft · built 2016
Lot Size	2.56 acres (111,688 sqft)
Owner	Individual Name on Record
Last Sale	$665,000 (Aug 2021)
Tax Bill	$5,902 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0078520`

Property Details

APN / Parcel Number

Primary APN	`0078520`
Alternative APN	`1375605`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	3 Stories
Building Area	4,279 sqft Living Area
Gross Area	4,315 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Conventional
Construction Type	Wood
Lot Area	111,688 sqft (2.56 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	20 HICKORY DOWNS DR
City	SILER CITY
State	NC
Zip	27344-9616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 41 AC 2.564 BK 2006 PG 386
Legal Subdivision	HICKORY DOWNS
Legal Block	92
Legal Lot Number	41
Jurisdiction	CHATHAM NC
Township / Civil Division	HICKORY MOUNTAIN
Census Block Group	2
Census Block	2025
Census Tract	20203

Owner

Source: Chatham County records, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20 HICKORY DOWNS DR, SILER CITY, NC 27344-9616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Aug 17, 2021	Warranty Deed, Transfer · Conventional Mortgage COASTAL FCU
Oct 2, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK
May 5, 2020	Deed of Trust, Mortgage EAGLE HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2021 · Amount on Record
Deed Sale	Aug 17, 2021 · Amount on Record
Prior Sale	Aug 17, 2021 · Amount on Record
Deed Document Number	2238/879
Deed Book / Page	2238 / 879
Last Transfer Date	Apr 10, 2025
Transfer Doc	002462/292
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	20 HICKORY DOWNS DR, SILER CITY, NC 27344-9616
Transaction Type	Mortgage
Record Updated	Oct 7, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HICKORY DOWNS DR, SILER CITY, NC 27344-9616

Mortgage

Document Number	002325/473
Date	Sep 14, 2022
Book Page	2325/473
Instrument	10769

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.2%
Type Change Date	Oct 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	6.2%
Index	5-Year CMT
Margin	2
Max Rate	10.2%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM NC
Recording Date	Aug 17, 2021
Property Address	20 HICKORY DOWNS DR, SILER CITY, NC 27344-9616
Document Number	2238/879
Book / Page	2238 / 879
Map Reference	SL 2006-386
Instrument Date	Aug 4, 2021
Instrument	12740
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	149 HUNTER GLEN LN, 149, SILER CITY, NC 27344-9629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HICKORY DOWNS DR, SILER CITY, NC 27344-9616

Mortgage

Document Number	12741
Date	Aug 17, 2021
Instrument	12741

Lender

Name	COASTAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	20 HICKORY DOWNS DR, SILER CITY, NC 27344-9616
Document Number	0000012941
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 HICKORY DOWNS DR SILER CITY NC 273449616, SILER CITY, NC 27344-9616

Mortgage

Document Number	0000012941
Date	Oct 14, 2020
Book Page	002153/000932
Instrument	12941

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	20 HICKORY DOWNS DR, SILER CITY, NC 27344-9616
Document Number	0000005088
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	20 HICKORY DOWNS DR SILER CITY NC 273449616, SILER CITY, NC 27344-9616

Mortgage

Document Number	0000005088
Date	May 11, 2020
Book Page	002112/000296
Instrument	5088

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 10, 2050

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Chatham County
Unified School District	Chatham County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,902.00 (+29.91%)	$823,657 (+53.75%) Land $111,896 Building $711,761	$823,657 (+53.75%) Land $111,896 Building $711,761
2024	$4,543.00 (+6.94%)	$535,695 (-) Land $84,230 Building $451,465	$535,695 (-) Land $84,230 Building $451,465
2023	$4,248.00	$535,695 Land $84,230 Building $451,465	$535,695 Land $84,230 Building $451,465

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM CO-ASBURY serves 1,540 people · EPA ID NC4019010
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Randolph Telephone Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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