Schenectady County and Schenectady City property record for 20 Henry St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1920 |
| Lot Size | 0.136 acres (5,940 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Sep 2024) |
| Tax Bill | $3,666 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.68-1-18 |
| Primary APN | 421500 49.68-1-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 576 sqft |
| 2nd Floor Area | 384 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,940 sqft (0.136 acres) |
| Lot Dimensions | 180 ft deep x 33 ft wide |
| Garage Type | Detached |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 132 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 20 HENRY ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 1X WOOD AND GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 18.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 21700 |
20 Henry St is owned by two individuals who bought it in September 2024.
Source: Schenectady County and Schenectady City records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3458 FULTON ST, 1, BROOKLYN, NY 11208-1822 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2024 · Amount on File |
| Deed Sale | Sep 19, 2024 · Amount on File |
| Prior Sale | May 13, 2024 · Amount on File |
| Deed Document Number | 202455707 |
| Deed Book / Page | 2138 / 113 |
| Prior Transfer Date | Apr 24, 2024 |
| Prior Transfer Doc | 0000028379 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 20 Henry St was $3,666, down 2% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,666.00 (-2%) | ||
| 2025 | $3,741.00 | $64,900 Land $9,700 Building $55,200 | $107,468 Land $16,062 Building $91,406 |
| 2023 | $64,900 (-) Land $9,700 Building $55,200 | $82,152 (+3.8%) Land $12,278 Building $69,874 | |
| 2022 | $64,900 Land $9,700 Building $55,200 | $79,146 Land $11,829 Building $67,317 | |
| 2021 | $2,368.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Henry St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 20 Henry St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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