20 Hemlock Trl, Ocala, FL 34472 Property Records

Marion County property record for 20 Hemlock Trl, Ocala, FL 34472

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,612 sqft · built 2003
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Sep 2025)
Tax Bill	$563 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Apr 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9007-0096-31`

Property Details

APN / Parcel Number

Primary APN	`9007-0096-31`
Alternative APNs	`1346479000` `1346479`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,612 sqft Living Area
Gross Area	2,448 sqft
1st Floor Area	1,612 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	352 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	20 HEMLOCK TRL
City	OCALA
State	FL
Zip	34472-4159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 05 TWP 16 RGE 23 PLAT BOOK J PAGE 094 SILVER SPRINGS SHORES UNIT 7 BLK 96 LOT 31
Legal Range	23E
Legal Township	16S
Legal Section	5
Legal Subdivision	SILVER SPRINGS SHORES
Legal Block	96
Legal Lot Number	31
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	1
Census Block	1041
Census Tract	1210

Owner

Source: Marion County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 HEMLOCK TRL, OCALA, FL 34472-4159
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 5, 2022	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Oct 21, 2021	Warranty Deed, Transfer MELLINGER TITLE SERVICES LLC, MELINGER TITLE SERVICES LLC
Oct 20, 2021	Warranty Deed, Transfer MELLINGER TITLE SERVICES LLC, MELLINGER TITLE SVCS LLC
Nov 15, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2025 · Amount on Record
Deed Sale	Sep 16, 2025 · Amount on Record
Prior Sale	Apr 5, 2022 · Amount on Record
Deed Document Number	2025124286
Deed Book / Page	8713 / 1691
Prior Transfer Date	Aug 29, 2013
Prior Transfer Doc	0059730057
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Sep 16, 2025
Property Address	20 HEMLOCK TRL, OCALA, FL 34472-4159
Document Number	0087131691
Book / Page	8713 / 1691
Map Reference	MB J PG 94-102
Instrument Date	Sep 15, 2025
Instrument	2025124286
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	UPWARD TTL & CLOSING AGCY LL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2996 W PLANTATION PINES CT, LECANTO, FL 34461-9500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HEMLOCK TRL, OCALA, FL 34472-4159

Mortgage

Document Number	0087131693
Date	Sep 16, 2025
Instrument	8713/1693

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Mortgage

Document Number	0087131714
Date	Sep 16, 2025
Book Page	8713/1714
Instrument	2025124288

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Apr 5, 2022
Property Address	20 HEMLOCK TRL, OCALA, FL 34472-4159
Document Number	0077441218
Book / Page	7744 / 1218
Map Reference	MB J PG 94-102
Instrument Date	Mar 29, 2022
Instrument	2022048655
Transaction Type	Transfer
Record Updated	Jan 5, 2026
Title Company	AFFILIATED TITLE/CTRL FL, AFFILIATED TTL OF CTRL FL LT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,861.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4380 SE 53RD AVE, OCALA, FL 34480-7404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 ELDERBERRY WAY, MURFREESBORO, TN 37128-3881

Mortgage

Document Number	0077441220
Date	Apr 5, 2022
Instrument	7744/1220

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Oct 21, 2021
Property Address	20 HEMLOCK TRL, OCALA, FL 34472-4159
Document Number	0076010082
Book / Page	7601 / 82
Map Reference	MB J PG 94-102
Instrument Date	Oct 19, 2021
Instrument	2021145357
Transaction Type	Transfer
Record Updated	Jan 5, 2026
Title Company	MELLINGER TITLE SERVICES LLC, MELINGER TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$1,134.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 PLAZA REAL S # S219, S219, BOCA RATON, FL 33432-4837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4380 SE 53RD AVE, OCALA, FL 34480-7404
Investor	Possibly a Property Investor

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Oct 20, 2021
Property Address	20 HEMLOCK TRL, OCALA, FL 34472-4159
Document Number	0075991816
Book / Page	7599 / 1816
Map Reference	MB J PG 94-102
Instrument Date	Oct 18, 2021
Instrument	2021144743
Transaction Type	Transfer
Record Updated	Jan 5, 2026
Title Company	MELLINGER TITLE SERVICES LLC, MELLINGER TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17773 SW 36TH LOOP, DUNNELLON, FL 34432-1871

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 PLAZA REAL S STE 219, 219, BOCA RATON, FL 33432-4856
Investor	Possibly a Property Investor

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARION FL
Recording Date	Nov 15, 2017
Property Address	20 HEMLOCK TRL, OCALA, FL 34472-4159
Document Number	0066701926
Book / Page	006670 / 001926
Instrument Date	Aug 29, 2013
Instrument	103286
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$592.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5143 SE 37TH AVE OCALA FL 344808520, OCALA, FL 34480-8520

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$563.00 (+60.4%)	$233,040 (-2.61%) Land $27,000 Building $206,040	$233,040 (-2.61%) Land $27,000 Building $206,040
2024	$351.00	$239,295 (+0.13%) Land $21,000 Building $218,295	$239,295 (+0.13%) Land $21,000 Building $218,295
2023	$351.00 (-89.59%)	$238,975 (+25.21%) Land $20,000 Building $218,975	$238,975 (+25.21%) Land $20,000 Building $218,975
2022	$3,371.00	$190,859 Land $17,000 Building $173,859	$190,859 Land $17,000 Building $173,859

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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