20 Hemlock St, Oakland, NJ 07436 Property Records

Bergen County and Oakland Borough property record for 20 Hemlock St, Oakland, NJ 07436

Property Summary

Property TypeSingle Family Home
Details1,812 sqft · built 1977
Lot Size0.558 acres (24,306 sqft)
Owner2 Individual Names on Record
Last Sale$365,000 (Apr 2019)
Tax Bill$12,675 (2025)
Deeds & MortgagesApr 2019 Sale
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN42-02301-0000-00017

Property Details

APN / Parcel Number

Primary APN42-02301-0000-00017
Alternative APNs
  • 42022110000000200005
  • 420221100000002005

Interior

Stories1 Story
Building Area1,812 sqft Living Area
1st Floor Area1,812 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Construction TypeFrame
Lot Area24,306 sqft (0.558 acres)
Lot Dimensions243 ft deep x 100 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number420221100000002005
Street Address20 HEMLOCK ST
CityOAKLAND
StateNJ
Zip07436-1829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA3
Legal Description0.558 AC
Legal Block2301
Legal Lot Number17
JurisdictionBERGEN NJ
Township / Civil DivisionOAKLAND
Census Block Group1
Census Block1004
Census Tract39100

Owner

Source: Bergen County and Oakland Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 HEMLOCK ST, OAKLAND, NJ 07436-1829
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2019Deed, Transfer
Jun 22, 2018Trustee's Deed, Transfer
ROBERT J RICCO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 15, 2019 · Amount on Record
Deed SaleApr 15, 2019 · Amount on Record
Prior SaleJun 22, 2018 · Amount on Record
Deed Document Number20192349201
Deed Book / Page3221 / 192
Record UpdatedSep 20, 2026

April 2019: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateApr 15, 2019
Property Address20 HEMLOCK ST, OAKLAND, NJ 07436-1829
Document Number0032210192
Book / Page3221 / 192
Instrument DateApr 10, 2019
Instrument2019-023492.01
Transaction TypeTransfer
Record UpdatedAug 17, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 HEMLOCK ST, OAKLAND, NJ 07436-1829

June 2018: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionBERGEN NJ
Recording DateJun 22, 2018
Property Address20 HEMLOCK ST, OAKLAND, NJ 07436-1829
Document Number0029732277
Book / Page002973 / 002277
Instrument DateApr 17, 2018
Instrument43707
Transaction TypeTransfer
Record UpdatedJul 10, 2018
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$278.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address18 WYCKOFF AVE #204 WALDWICK NJ 074631778, 204, WALDWICK, NJ 07463-1778

Mortgage

Document Number29732289
DateJun 22, 2018
Book Page002973/002289
Instrument43707
Lender
NameROBERT J RICCO
Address12 AUGUSTA CT, MONROE, NY 10950-5568
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Bergen County and Oakland Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityOakland Borough
Elementary School DistrictOakland Borough School District (KG - 08)
Secondary School DistrictRamapo-Indian Hill Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$624,500 (+7.65%) Land $318,700 Building $305,800$624,500 (+7.65%) Land $318,700 Building $305,800
2025$12,675.00 (+2.36%)$580,100 (+13.81%) Land $312,000 Building $268,100$580,100 (+13.81%) Land $312,000 Building $268,100
2024$12,383.00 (+5.96%)
2023$509,700 Land $266,500 Building $243,200$509,700 Land $266,500 Building $243,200
2022$11,687.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims415 (1979–2011)
Claims Outside the SFHA41 of 415
Most Recent ClaimSep 2011 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Sep 2011 · 75 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 103 claims
  • Coastal Storms & Flooding, Apr 1984 · 75 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAKLAND WATER DEPT
serves 12,754 people · EPA ID NJ0242001
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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