20 Hemlock Dr, Springboro, OH 45066 Property Records

Warren County property record for 20 Hemlock Dr, Springboro, OH 45066

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,754 sqft · built 1965
Lot Size	0.174 acres (7,619 sqft)
Owner	Individual Name on Record
Last Sale	$247,500 (Mar 2023)
Tax Bill	$2,724 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-13-202-006-0`

Property Details

APN / Parcel Number

Primary APN	`04-13-202-006-0`
Alternative APNs	`0413202006` `413202006` `512478`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,754 sqft Living Area
2nd Floor Area	704 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Block
Lot Area	7,619 sqft
Garage Type	Attached
Garage Area	325 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	512478
Old Parcel Number	0413202006
Street Address	20 HEMLOCK DR
City	SPRINGBORO
State	OH
Zip	45066-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROYAL OAKS PARK #395
Legal Subdivision	ROYAL OAKS PARK
Legal Block	202
Legal Lot Number	395
Jurisdiction	WARREN OH
Township / Civil Division	CLEAR CREEK
Census Block Group	3
Census Block	3004
Census Tract	30503

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 HEMLOCK DR, SPRINGBORO, OH 45066-1118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU
Mar 10, 2023	Quit Claim Deed, Transfer HOME SERVICES TITLE LLC
Mar 10, 2023	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 25, 2022	Warranty Deed, Transfer
Aug 24, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2023 · Amount on Record
Deed Sale	Mar 10, 2023 · Amount on Record
Prior Sale	Mar 10, 2023
Deed Document Number	0000004468
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	20 HEMLOCK DR, SPRINGBORO, OH 45066-1118
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HEMLOCK DR, SPRINGBORO, OH 45066-1118

Mortgage

Document Number	0000027192
Date	Oct 27, 2025
Instrument	2025-027192

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 22, 2045

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	May 1, 2026
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	8.99%
Index	Prime Rate
Max Rate	12.9%

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN OH
Recording Date	Mar 10, 2023
Property Address	20 HEMLOCK DR, SPRINGBORO, OH 45066-1118
Document Number	0000004467
Map Reference	MB 5 PG 30
Instrument Date	Feb 28, 2023
Instrument	2023-004467
Transaction Type	Transfer
Record Updated	Mar 28, 2023
Title Company	HOME SERVICES TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HEMLOCK DR, SPRINGBORO, OH 45066-1118
Investor	Possibly a Property Investor

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Mar 10, 2023
Property Address	20 HEMLOCK DR, SPRINGBORO, OH 45066-1118
Document Number	0000004468
Map Reference	MB 5 PG 30
Instrument Date	Feb 9, 2023
Instrument	2023-004468
Transaction Type	Transfer
Record Updated	Mar 28, 2023
Title Company	HOME SERVICES TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HEMLOCK DR, SPRINGBORO, OH 45066-1118

Mortgage

Document Number	0000004469
Date	Mar 10, 2023
Instrument	2023-004469

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Aug 25, 2022
Property Address	20 HEMLOCK DR, SPRINGBORO, OH 45066-1118
Document Number	0000027238
Map Reference	MB 5 PG 30
Instrument Date	Aug 17, 2022
Instrument	2022-027238
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2141 TRAILRIDGE DR, CINCINNATI, OH 45215-3948
Investor	Possibly a Property Investor

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Aug 24, 2022
Property Address	20 HEMLOCK DR, SPRINGBORO, OH 45066-1118
Document Number	0000027172
Map Reference	MB 5 PG 30
Instrument Date	Aug 10, 2022
Instrument	2022-027172
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12333 SOWDEN RD # B-6937, B, HOUSTON, TX 77080-2059
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Clear Creek Township
Municipality	Springboro City
Unified School District	Springboro Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,724.00 (+9%)	$69,937 (+22.12%) Land $17,500 Building $52,437	$199,820 (+22.12%) Land $50,000 Building $149,820
2023	$2,499.00 (+17.38%)	$57,271 (+15.66%) Land $10,763 Building $46,508
2022	$2,129.00	$49,518 Land $10,763 Building $38,756	$163,630 (+15.66%) Land $30,750 Building $132,880
2021			$141,480 Land $30,750 Building $110,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1984–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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