20 Hemlock Dr, Franklin, NJ 07416 Property Records

Sussex County and Franklin Borough property record for 20 Hemlock Dr, Franklin, NJ 07416

Property Summary

Property Type	Single Family Home
Details	1,878 sqft · built 1986
Lot Size	1.18 acres (51,749 sqft)
Owner	2 Individual Names on Record
Last Sale	$158,000 (Jan 1996)
Tax Bill	$10,005 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-02201-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`06-02201-0000-00016`
Alternative APNs	`06000640000000010012` `00012895`

Interior

Stories	1 Story
Building Area	1,878 sqft Living Area
1st Floor Area	1,878 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Lot Area	51,749 sqft
Garage Type	Attached

Location & Zoning

Account Number	00012895
Street Address	20 HEMLOCK DR
City	FRANKLIN
State	NJ
Zip	07416-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	BOROUGH/FRANKLIN
Legal Block	2201
Legal Lot Number	16
Jurisdiction	SUSSEX NJ
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2014
Census Tract	372900

Owner

Source: Sussex County and Franklin Borough records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 HEMLOCK DR, FRANKLIN, NJ 07416-1306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 1996 · Amount on Record
Deed Sale	Jan 12, 1996 · Amount on Record
Deed Document Number	1996588
Deed Book / Page	2124 / 206
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	20 HEMLOCK DR, FRANKLIN, NJ 07416-1306
Document Number	0096920593
Instrument Date	Mar 28, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE - PLATINUM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 HEMLOCK DR FRANKLIN NJ 074161306, FRANKLIN, NJ 07416-1306

Mortgage

Document Number	0096920593
Date	Apr 17, 2019
Book Page	009692/000593
Instrument	66670

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sussex County and Franklin Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Franklin Borough
Elementary School District	Franklin Borough School District (KG - 08)
Secondary School District	Wallkill Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$435,500 (+9.48%) Land $133,800 Building $301,700	$435,500 (+9.48%) Land $133,800 Building $301,700
2025	$10,005.00 (+2.55%)	$397,800 (+13.27%) Land $128,800 Building $269,000	$397,800 (+13.27%) Land $128,800 Building $269,000
2024	$9,756.00 (-9.25%)
2023		$351,200 Land $97,800 Building $253,400	$351,200 Land $97,800 Building $253,400
2022	$10,750.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1979–2024)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Severe Storms, Flooding And Mudslides, Aug 2000 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20