20 Helen St, West Wareham, MA 02576 Property Records

Plymouth County and Wareham Town property record for 20 Helen St, West Wareham, MA 02576

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,768 sqft · built 1990
Lot Size	1.41 acres (61,420 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Apr 2022)
Tax Bill	$4,420 (2026)
Deeds & Mortgages	Dec 2021 Refinance Sep 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WARE M:00093 B:000 L:000W4`

Property Details

APN / Parcel Number

Primary APN	`WARE M:00093 B:000 L:000W4`
Alternative APN	`WRHM M:00093 B:000 L:000W4`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,768 sqft Living Area
Gross Area	3,120 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	61,420 sqft (1.41 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	20 HELEN ST
City	WEST WAREHAM
State	MA
Zip	02576-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Lot Number	W4
Jurisdiction	WAREHAM MA
Township / Civil Division	WAREHAM
Census Block Group	3
Census Block	3007
Census Tract	545100

Owner

Source: Plymouth County and Wareham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 HELEN ST, WEST WAREHAM, MA 02576-1332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC
Sep 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NEW BEDFORD CREDIT UNION
Apr 26, 2022	Deed, Transfer · Stand-Alone First Mortgage MORTGAGE CORP EAST III

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2022 · Amount on Record
Deed Sale	Apr 26, 2022 · Amount on Record
Prior Sale	Oct 18, 2004 · Amount on Record
Deed Book / Page	56731 / 183
Transfer Doc	2927000024
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAREHAM MA
Property Address	20 HELEN ST, WEST WAREHAM, MA 02576-1332
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	056217-179
Date	Dec 22, 2021
Book Page	56217/179
Instrument	143565

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAREHAM MA
Property Address	20 HELEN ST, WEST WAREHAM, MA 02576-1332
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	053519-315
Date	Sep 29, 2020
Book Page	53519/315
Instrument	91825

Lender

Name	NEW BEDFORD CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WAREHAM MA
Recording Date	Apr 26, 2022
Property Address	20 HELEN ST, WEST WAREHAM, MA 02576-1332
Document Number	056731-183
Book / Page	56731 / 183
Instrument Date	Apr 26, 2022
Instrument	35259
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HELEN ST, WAREHAM, MA 02571

Mortgage

Document Number	0000035260
Date	Apr 26, 2022
Instrument	35260

Lender

Name	MORTGAGE CORP EAST III
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Plymouth County and Wareham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Wareham Town
Unified School District	Wareham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,420.00 (-16.84%)	$516,400 (+1.24%) Land $127,400 Building $389,000	$562,260 (-0.16%)
2025	$5,315.00 (-4.89%)	$510,100 (+2.51%) Land $127,400 Building $382,700	$563,160
2024	$5,588.00 (+19.63%)	$497,600 (+28.15%) Land $102,200 Building $395,400
2023	$4,671.00	$388,300 Land $93,000 Building $295,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	50 (1978–2017)
Claims Outside the SFHA	5 of 50
Most Recent Claim	Oct 2017 · other causes
Claims by Event	Severe Storms And Flooding, Apr 2010 · 2 claims Hurricane Bob, Aug 1991 · 40 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAREHAM FIRE DISTRICT serves 20,102 people · EPA ID MA4310000
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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